409 Place Saint Michel, Covington, LA 70433 Property Records

St. Tammany Parish property record for 409 Place Saint Michel, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,022 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2024)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2017 Sale
APN	`103-807-3049`

Property Details

APN / Parcel Number

Primary APN	`103-807-3049`
Alternative APN	`2815`

Interior

Building Area	2,022 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Lot Area	43,560 sqft (1 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-807-3049
Street Address	409 PLACE SAINT MICHEL
City	COVINGTON
State	LA
Zip	70433-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 263 NORMANDY OAKS PH 3A INS TNO 925200 INST NO 1565105 INST NO 1662119 INST NO 1936792 INTERESTS TO SUZANNE C FASIC LAWRE
Legal Subdivision	NORMANDY OAKS
Legal Phase	3A
Legal Lot Number	263
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Cash Sale Deed, Transfer · Conventional Mortgage LOUISIANA FCU
Mar 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Mar 22, 2017
Deed Document Number	2402242
Record Updated	Jun 8, 2026

March 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 1, 2024
Property Address	409 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136
Document Number	0002402242
Map Reference	MAP 4252
Instrument Date	Feb 29, 2024
Instrument	2402242
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 EMPIRE LNDG, LONG BEACH, CA 90803-6810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136

Mortgage

Document Number	0002402243
Date	Mar 1, 2024
Instrument	2402243

Lender

Name	LOUISIANA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2044

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 22, 2017
Property Address	409 PLACE SAINT MICHEL, COVINGTON, LA 70433-8136
Document Number	0002057199
Map Reference	MAP 4252
Instrument Date	Mar 3, 2017
Instrument	2057199
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,346.00 (-0.39%)	$35,109 (+3.19%) Land $6,000 Building $29,109	$351,087 (+3.19%) Land $60,001 Building $291,086
2024	$4,363.00 (+14.85%)	$34,025 (+23.35%) Land $6,000 Building $28,025	$340,248 (+23.35%) Land $60,000 Building $280,248
2023	$3,799.00	$27,585 (-) Land $6,000 Building $21,585	$275,850 (-) Land $60,000 Building $215,850
2022	$3,799.00	$27,585 Land $6,000 Building $21,585	$275,850 Land $60,000 Building $215,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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