400 Place Saint Michel, Covington, LA 70433 Property Records

St. Tammany Parish property record for 400 Place Saint Michel, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,409 sqft · built 2009
Lot Size	0.32 acres (13,946 sqft)
Owner	Individual Name on Record
Last Sale	$529,000 (May 2024)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage
APN	`103-807-3479`

Property Details

APN / Parcel Number

Primary APN	`103-807-3479`
Alternative APN	`2847`

Interior

Building Area	2,409 sqft Living Area
Gross Area	2,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	13,946 sqft (0.32 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	400 PLACE SAINT MICHEL
City	COVINGTON
State	LA
Zip	70433-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY OAKS LT271 PH3A
Legal Subdivision	NORMANDY OAKS
Legal Phase	3A
Legal Lot Number	271
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2032
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 PLACE SAINT MICHEL, COVINGTON, LA 70433-8135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jun 17, 2020	Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20242409870
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	400 PLACE SAINT MICHEL, COVINGTON, LA 70433-8135
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210747
Date	Jun 17, 2020
Instrument	2210747

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 17, 2020
Property Address	400 PLACE SAINT MICHEL, COVINGTON, LA 70433-8135
Document Number	0002210746
Map Reference	DOC 1566669
Instrument Date	Jun 15, 2020
Instrument	2210746
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 BEAU CHENE DR, MANDEVILLE, LA 70471-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PLACE SAINT MICHEL, COVINGTON, LA 70433-8135

Mortgage

Document Number	0002210747
Date	Jun 17, 2020
Instrument	2210747

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,238.00 (+13.62%) Homeowner's exemption	$41,732 (+14.05%) Land $6,000 Building $35,732	$417,316 (+14.04%) Land $60,000 Building $357,316
2024	$3,730.00 (+13.24%) Homeowner's exemption	$36,592 (+16.45%) Land $6,000 Building $30,592	$365,924 (+16.45%) Land $60,000 Building $305,924
2023	$3,294.00 Homeowner's exemption	$31,422 (-) Land $6,000 Building $25,422	$314,223 (-) Land $60,000 Building $254,223
2022	$3,294.00 Homeowner's exemption	$31,422 Land $6,000 Building $25,422	$314,223 Land $60,000 Building $254,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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