409 Pine Top St, Loudon, TN 37774 Property Records

Loudon County property record for 409 Pine Top St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,117 sqft · built 1978
Lot Size	0.43 acres (18,753 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2022)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053041J B 01600`

Property Details

APN / Parcel Number

Primary APN	`053041J B 01600`
Alternative APNs	`041J B 01600 000041J` `041J B 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,753 sqft (0.43 acres)
Lot Dimensions	147 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	184 sqft
Patio Area	150 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041J B 01600 000041J
Street Address	409 PINE TOP ST
City	LOUDON
State	TN
Zip	37774-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-S
Legal Description	KOLLOCK ADD 28- 1 044L B 044L 01600 000
Legal Subdivision	KOLLOCK ADD
Legal Block	44L
Legal Lot Number	28 30
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	60503

Owner

409 Pine Top St is owned and occupied by an individual who bought it in July 2022.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	409 PINE TOP ST, LOUDON, TN 37774-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Deed Document Number	22008539
Deed Book / Page	D0451 / 275
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 19, 2022
Property Address	409 PINE TOP ST, LOUDON, TN 37774-1534
Document Number	0D0451/275
Book / Page	D0451 / 275
Map Reference	CAB D PG 129
Instrument Date	Jul 15, 2022
Instrument	22008539
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	GENESIS R/E TITLE LLC, GENESIS REAL ESTATE TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PINE TOP ST, LOUDON, TN 37774-1534

Mortgage

Document Number	0022008540
Date	Jul 19, 2022
Instrument	22008540

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 409 Pine Top St was $1,378.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00	$46,600 (-) Land $6,975 Building $39,625
2024	$1,378.00	$46,600 (-) Land $6,975 Building $39,625
2023		$46,600 (-) Land $6,975 Building $39,625
2022	$512.00	$46,600 Land $6,975 Building $39,625	$186,400 (-) Land $27,900 Building $158,500
2021			$186,400 Land $27,900 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Pine Top St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Pine Top St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20