Loudon County property record for 404 Pine Top St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 896 sqft · built 1935 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,100 (Jan 2018) |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Jun 2020 Sale Sep 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041J-B-022.00 |
| Primary APN | 041J-B-022.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 PINE TOP ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1S |
| Legal Description | KOLLOCK ADD LOT: 24 01 044L B 044L 02100 000 40X135M IRR |
| Legal Subdivision | KOLLOCK ADD |
| Legal Lot Number | 24 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 60503 |
404 Pine Top St is owned and occupied by an individual who bought it in January 2018.
Source: Loudon County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 PINE TOP ST, LOUDON, TN 37774-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 4, 2018 | Grant Deed, Transfer |
| Jan 22, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 8, 2017 | Warranty Deed, Transfer SOUTHEASTERN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on File |
| Deed Sale | Jan 22, 2018 · Amount on File |
| Prior Sale | Jun 8, 2017 · Amount on File |
| Deed Document Number | 2018551 |
| Deed Book / Page | 400 / 524 |
| Prior Transfer Date | Nov 9, 2011 |
| Prior Transfer Doc | 00D351/434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jun 5, 2020 |
| Property Address | 404 PINE TOP ST, LOUDON, TN 37774-1535 |
| Document Number | 0000005253 |
| Book / Page | 000422 / 000828 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 5253 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $11.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 HARPER ST LOUDON TN 377741520, LOUDON, TN 37774-1520 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Sep 4, 2018 |
| Property Address | 404 PINE TOP ST, LOUDON, TN 37774-1535 |
| Document Number | 0000007403 |
| Book / Page | 000406 / 000524 |
| Instrument Date | May 29, 2018 |
| Instrument | 7403 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $8.44 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 PINE TOP ST LOUDON TN 377741535, LOUDON, TN 37774-1535 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jan 22, 2018 |
| Property Address | 404 PINE TOP ST, LOUDON, TN 37774-1535 |
| Document Number | D400/524 |
| Book / Page | D400 / 524 |
| Map Reference | CAB D SL 129 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 18000551 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | ASPEN TITLE AND ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.37 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 PINE TOP ST, LOUDON, TN 37774-1535 |
| Document Number | 18000552 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 18000552 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jun 8, 2017 |
| Property Address | 404 PINE TOP ST, LOUDON, TN 37774-1535 |
| Document Number | 0000004799 |
| Book / Page | 000394 / 000572 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 4799 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Title Company | SOUTHEASTERN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2817 KISER LN PHILADELPHIA TN 378461582, PHILADELPHIA, TN 37846-1582 |
The 2025 property tax bill for 404 Pine Top St was $819, up 67.1% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 (+67.14%) | $27,725 (-) Land $3,250 Building $24,475 | $110,900 Land $13,000 Building $97,900 |
| 2024 | $490.00 | $27,725 (-) Land $3,250 Building $24,475 | |
| 2023 | $27,725 (-) Land $3,250 Building $24,475 | ||
| 2022 | $304.00 | $27,725 Land $3,250 Building $24,475 | $110,900 (-) Land $13,000 Building $97,900 |
| 2021 | $110,900 Land $13,000 Building $97,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Pine Top St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Pine Top St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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