Montgomery County property record for 409 Penwood Rd, Silver Spring, MD 20901 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Bi-Level |
| Year Built | Built 1947 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $785,000 (2025) |
| Tax Bill | $7,312.00 (2025) |
| Primary APN | 13-01220282 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,016 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Basement Area | 440 sqft Basement |
| Finished Basement | 440 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 01220282 |
|---|---|
| Street Address | 409 PENWOOD RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN SPRING VILLAG E |
| Legal Subdivision | IND SPRG VILL |
| Legal Block | 11 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 13 |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 702102 |
Source: Montgomery County records · APN 13-01220282
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 20, 2025 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Jun 23, 2022 | Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 69726 / 231 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Title Company | FEDERAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0648160201 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 64816/201 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 20, 2025 |
| Property Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Document Number | 0697260231 |
| Book / Page | 69726 / 231 |
| Map Reference | MB 32 PL 2056 |
| Instrument Date | Oct 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | UNKNOWN, BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Investor | Possibly a Property Investor |
| Document Number | 0069726238 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 69726/238 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 23, 2022 |
| Property Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Document Number | 0659300055 |
| Book / Page | 65930 / 55 |
| Map Reference | MB 32 PL 2056 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Document Number | 0006593065 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 65930/65 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 409 PENWOOD RD, SILVER SPRING, MD 20901-2719 |
| Document Number | 0587370092 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | FEDERAL TITLE, FEDERAL TITLE AND ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 409 PENWOOD RD SILVER SPRING MD 209012719, SILVER SPRING, MD 20901-2719 |
| Document Number | 0587370092 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 058737/000092 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,800 (+9.64%) | $815,800 (+28.92%) Land $259,900 Building $555,900 | |
| 2025 | $7,312.00 (+40.91%) Homeowner's exemption | $632,800 (+19.04%) Land $259,900 Building $372,900 | $632,800 (-) Land $259,900 Building $372,900 |
| 2023 | $531,600 | $632,800 Land $259,900 Building $372,900 | |
| 2022 | $5,189.00 |
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