404 Penwood Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 404 Penwood Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,890 sqft · built 1951
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 1993)
Tax Bill	$8,492 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01218175`

Property Details

APN / Parcel Number

Primary APN	`13-01218175`
Alternative APN	`01218175`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,388 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,300 sqft (0.214 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01218175
Street Address	404 PENWOOD RD
City	SILVER SPRING
State	MD
Zip	20901-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	INDIAN SPRING VILLAG E SEC 2
Legal Subdivision	IND SPRG VILL
Legal Block	12
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3004
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 PENWOOD RD, SILVER SPRING, MD 20901-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 1993 · Amount on Record
Deed Sale	May 10, 1993 · Amount on Record
Deed Book / Page	11346 / 300
Last Transfer Date	Jan 11, 2018
Transfer Doc	0556110313
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	404 PENWOOD RD, SILVER SPRING, MD 20901-2718
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611350050
Date	Nov 19, 2020
Book Page	61135/50

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	404 PENWOOD RD, SILVER SPRING, MD 20901-2718
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591790121
Date	Mar 6, 2020
Book Page	59179/121

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	404 PENWOOD RD, SILVER SPRING, MD 20901-2718
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	RGS TITLE RE SETMNTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0632640258
Date	Jun 15, 2021
Book Page	63264/258

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 6, 2018
Property Address	404 PENWOOD RD, SILVER SPRING, MD 20901-2718
Document Number	0556110313
Book / Page	055611 / 000313
Instrument Date	Jan 11, 2018
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 PENWOOD RD SILVER SPRING MD 209012718, SILVER SPRING, MD 20901-2718

Mortgage

Document Number	556110318
Date	Feb 6, 2018
Book Page	055611/000318

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,400 (-3.75%) Land $271,400 Building $503,000	$774,400 (-3.75%) Land $271,400 Building $503,000
2025	$8,492.00 (-5.65%)	$804,600 (+27.27%) Land $271,400 Building $533,200	$804,600 (-) Land $271,400 Building $533,200
2024	$9,001.00 (+50.37%)
2023		$632,200	$804,600 Land $271,400 Building $533,200
2022	$5,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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