409 Pecan Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 409 Pecan Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,682 sqft · built 1964
Lot Size	0.238 acres (10,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,519 (May 2025)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G3550000601600000`

Property Details

APN / Parcel Number

Primary APN	`1G3550000601600000`
Alternative APNs	`000000046592` `000000225317` `000000314000` `46592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	1,682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,363 sqft (0.238 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	368 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	409 PECAN DR
City	SCHERTZ
State	TX
Zip	78154-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLK: 6 ADDN: WESTLAND PARK 50.00% UDI
Legal Subdivision	WESTLAND PARK
Legal Block	6
Legal Lot Number	16
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4006
Census Tract	210706

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 PECAN DR, SCHERTZ, TX 78154-1731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Vendor's Lien, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Sep 5, 2018	Warranty Deed, Transfer CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	202511659
Prior Transfer Date	Sep 4, 2018
Prior Transfer Doc	0099020447
Record Updated	Sep 20, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	May 12, 2025
Property Address	409 PECAN DR, SCHERTZ, TX 78154-1731
Document Number	0099011659
Map Reference	VOL 2 PG 142
Instrument Date	May 9, 2025
Instrument	202599011659
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PECAN DR, SCHERTZ, TX 78154-1731

Mortgage

Document Number	0099011660
Date	May 12, 2025
Instrument	202599011660

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 5, 2018
Property Address	409 PECAN DR, SCHERTZ, TX 78154-1731
Document Number	0000020447
Instrument Date	Sep 4, 2018
Instrument	20447
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PECAN DR SCHERTZ TX 781541731, SCHERTZ, TX 78154-1731
Investor	Possibly a Property Investor

Mortgage

Document Number	20448
Date	Sep 5, 2018
Instrument	20448

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,849 (-39.03%) Land $24,353 Building $154,496	$178,849 (-39.03%) Land $24,353 Building $154,496
2025	$1,280.00 (-13.63%) Homeowner's exemption Senior Citizen's exemption	$293,337 (-5.14%) Land $35,429 Building $257,908	$293,337 (-5.14%) Land $35,429 Building $257,908
2024	$1,482.00 (-0.27%)
2023	$1,486.00 (-51.33%) Homeowner's exemption Senior Citizen's exemption	$309,219 Land $21,338 Building $287,881	$309,219 Land $21,338 Building $287,881
2022	$3,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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