405 Pecan Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 405 Pecan Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 1992
Lot Size	0.235 acres (10,254 sqft)
Owner	2 Individual Names on Record
Tax Bill	$727 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1G3550000601500000`

Property Details

APN / Parcel Number

Primary APN	`1G3550000601500000`
Alternative APNs	`000000046591` `000000036239` `46591`

Interior

Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,949 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Asbestos
Roof Type	Gable
Lot Area	10,254 sqft (0.235 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	65 sqft
Patio Area	318 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	405 PECAN DR
City	SCHERTZ
State	TX
Zip	78154-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 15 BLK: 6 ADDN: WESTLAND PARK
Legal Subdivision	WESTLAND PARK
Legal Block	6
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4006
Census Tract	210706

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 PECAN DR, SCHERTZ, TX 78154-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 23, 2020	Deed of Trust, Mortgage QUICKEN LNS
Mar 14, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Recording Date	Jul 31, 2026
Property Address	405 PECAN DR, SCHERTZ, TX 78154-1731
Document Number	0000020709
Instrument Date	Jul 27, 2026
Instrument	202620709
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PECAN DR, SCHERTZ, TX 78154-1731

Mortgage

Document Number	0000020709,
Date	Jul 31, 2026
Instrument	202620709

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	405 PECAN DR, SCHERTZ, TX 78154-1731
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099024547
Date	Jul 16, 2021
Instrument	202199024547

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	405 PECAN DR, SCHERTZ, TX 78154-1731
Document Number	0000017511
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 PECAN DR SCHERTZ TX 781541731, SCHERTZ, TX 78154-1731

Mortgage

Document Number	0000017511
Date	Jul 9, 2020
Instrument	17511

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	405 PECAN DR, SCHERTZ, TX 78154-1731
Document Number	0000006016
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 PECAN DR SCHERTZ TX 781541731, SCHERTZ, TX 78154-1731

Mortgage

Document Number	0000006016
Date	Mar 21, 2018
Instrument	6016

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,881 (+1%) Land $54,967 Building $289,812	$344,779 (+26.89%) Land $54,967 Building $289,812
2025	$727.00 Homeowner's exemption Disabled Person's exemption	$271,710 (-13.16%) Land $35,190 Building $236,520	$271,710 (-13.16%) Land $35,190 Building $236,520
2024	$727.00
2023	$727.00 (-51.4%) Homeowner's exemption Disabled Person's exemption	$312,872 Land $21,222 Building $291,650	$312,872 Land $21,222 Building $291,650
2022	$1,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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