409 Patrick St, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 409 Patrick St, Lynchburg, VA 24501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 946 sqft · built 1978
Lot Size	0.176 acres (7,697 sqft)
Owner	Individual Name on Record
Last Sale	$81,200 (Dec 2016)
Tax Bill	$1,118 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage
APN	`001 06 008`

Property Details

APN / Parcel Number

Primary APN	`001 06 008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	946 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,697 sqft (0.176 acres)
Lot Dimensions	127 ft deep x 62 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	409 PATRICK ST
City	LYNCHBURG
State	VA
Zip	24501-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DEARINGTON, PT LOT 100
Legal Subdivision	DEARINGTON PARK
Legal Lot Number	100
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	2
Census Block	2005
Census Tract	300

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 PATRICK ST, LYNCHBURG, VA 24501-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 22, 2023	Deed of Trust, Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	May 6, 2016 · Amount on Record
Deed Document Number	20168180
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	409 PATRICK ST, LYNCHBURG, VA 24501-1522
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PATRICK ST, LYNCHBURG, VA 24501-1522

Mortgage

Document Number	0250006426
Date	Oct 7, 2025
Instrument	250006426

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Jan 1, 2047

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	409 PATRICK ST, LYNCHBURG, VA 24501-1522
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005611
Date	Sep 22, 2023
Instrument	230005611

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,118.00	$133,100 (-) Land $22,000 Building $111,100
2025	$1,118.00 (+11.13%)	$133,100 (+17.68%) Land $22,000 Building $111,100	$133,100 (+17.68%) Land $22,000 Building $111,100
2023	$1,006.00	$113,100 Land $16,800 Building $96,300	$113,100 Land $16,800 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2018)
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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