401 Patrick St, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 401 Patrick St, Lynchburg, VA 24501

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1961
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on Record
Tax Bill$1,306 (2026)
Deeds & MortgagesOct 2017 Mortgage
APN001 06 006

Property Details

APN / Parcel Number

Primary APN001 06 006

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,668 sqft Living Area
Basement Area960 sqft
Finished Basement708 sqft
Unfinished Basement252 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions127 ft deep x 82.5 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address401 PATRICK ST
CityLYNCHBURG
StateVA
Zip24501-1522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionDEARINGTON, LOT 96
Legal SubdivisionDEARINGTON PARK
Legal Lot Number96
JurisdictionLYNCHBURG CITY VA
Township / Civil DivisionLYNCHBURG
Census Block Group2
Census Block2005
Census Tract300

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 PATRICK ST, LYNCHBURG, VA 24501-1522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNCHBURG CITY VA
Property Address401 PATRICK ST, LYNCHBURG, VA 24501-1522
Transaction TypeMortgage
Record UpdatedOct 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170006288
DateOct 4, 2017
Instrument170006288
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityLynchburg City
Unified School DistrictLynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,306.00$155,500 (-) Land $22,000 Building $133,500
2025$1,306.00 (+42.89%)$155,500 (+51.41%) Land $22,000 Building $133,500$155,500 (+51.41%) Land $22,000 Building $133,500
2023$914.00$102,700 Land $16,800 Building $85,900$102,700 Land $16,800 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2018)
Most Recent ClaimAug 2018 · river or lake flooding
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims
  • Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LYNCHBURG
serves 80,995 people · EPA ID VA5680200
Water SourceSurface water
Last State InspectionJan 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber · Cable in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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