409 Park St, Covington, TN 38019 Property Records

Tipton County property record for 409 Park St, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,868 sqft · built 1944
Lot Size0.225 acres (9,782 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Jun 2011)
Tax Bill$932 (2022)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN084041F D 00900

Property Details

APN / Parcel Number

Primary APN084041F D 00900
Alternative APN
  • 041F D 00900

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,868 sqft Living Area
1st Floor Area1,868 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1986
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,782 sqft (0.225 acres)
Lot Dimensions146 ft deep x 67 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area197 sqft
Patio Area357 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 PARK ST
CityCOVINGTON
StateTN
Zip38019-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C43
Legal SubdivisionPARK PLACE
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group3
Census Block3022
Census Tract40700

Owner

Source: Tipton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 PARK ST, COVINGTON, TN 38019-2619
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2011 · Amount on Record
Deed SaleJun 23, 2011 · Amount on Record
Prior SaleApr 28, 2006 · Amount on Record
Deed Document Number2011148089
Deed Book / Page1517 / 317
Transfer Doc1186000687
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateAug 26, 2026
Property Address409 PARK ST, COVINGTON, TN 38019-2619
Document Number0000295279
Book / Page2138 / 139
Instrument DateAug 19, 2026
Instrument2026295279
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PARK ST, COVINGTON, TN 38019-2619

Mortgage

Document Number0000295279,
DateAug 26, 2026
Book Page2138/139
Instrument2026295279
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,550 (-) Land $3,225 Building $37,325
2023$40,550 Land $3,225 Building $37,325
2022$932.00
2020$162,200 Land $12,900 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1991)
Most Recent ClaimApr 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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