400 Park St, Covington, TN 38019 Property Records

Tipton County property record for 400 Park St, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,549 sqft · built 1947
Lot Size0.237 acres (10,318 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (May 2026)
Tax Bill$756 (2022)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN084041F D 02200

Property Details

APN / Parcel Number

Primary APN084041F D 02200
Alternative APN
  • 041F D 02200

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,549 sqft Living Area
1st Floor Area1,549 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,318 sqft (0.237 acres)
Lot Dimensions154 ft deep x 67 ft wide
Garage TypeMixed
Garage Area240 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area208 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 PARK ST
CityCOVINGTON
StateTN
Zip38019-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C43
Legal SubdivisionPARK PLACE SUBDIVISION
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group3
Census Block3034
Census Tract40700

Owner

Source: Tipton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 PARK ST, COVINGTON, TN 38019-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY MORTGAGE CORPORATION
Jul 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleJun 18, 1947
Deed Document Number2026292737
Deed Book / Page2126 / 262
Prior Transfer DateMay 22, 2026
Prior Transfer Doc0000292737
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateMay 26, 2026
Property Address400 PARK ST, COVINGTON, TN 38019-2620
Document Number0000292737
Book / Page2126 / 262
Instrument DateMay 22, 2026
Instrument2026292737
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyMEDLOCK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$76,608.50
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address400 PARK ST, COVINGTON, TN 38019-2620

Mortgage

Document Number0000292738,
DateMay 26, 2026
Book Page2126/264
Instrument2026292738
Lender
NameCOMMUNITY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIPTON TN
Recording DateJul 10, 2019
Property Address400 PARK ST, COVINGTON, TN 38019-2620
Document Number180521
Book / Page001805 / 000021
Instrument DateJul 10, 2019
Instrument224567
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address400 PARK ST COVINGTON TN 380192620, COVINGTON, TN 38019-2620

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,925 (-) Land $3,275 Building $29,650
2023$32,925 Land $3,275 Building $29,650
2022$756.00
2020$131,700 Land $13,100 Building $118,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1991)
Most Recent ClaimApr 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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