232 Palm Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 232 Palm Dr, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Company Names on Record
Last Sale	$37,000 (Apr 2013)
Tax Bill	$1,126 (2024)
Deeds & Mortgages	Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`00522570-000000`

Property Details

APN / Parcel Number

Primary APN	`00522570-000000`
Alternative APNs	`28613900522570000000` `1641847`

Exterior

Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Account Number	1641847
Old Parcel Number	28613900522570000000
Street Address	232 PALM DR
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BK 2 LT 3 BUTTONWOOD SHORES PB3-3 KEY LARGO OR154-453 OR1028-369 OR1054-1439 OR1247-2140 OR1787-999 OR1787-1000D/C
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	BUTTONWOODS SHORES
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1006
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	234 PALM DR, KEY LARGO, FL 33037-2450
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	0026261319
Deed Book / Page	002626 / 001319
Last Transfer Date	Nov 3, 2025
Transfer Doc	0033511995
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 3, 2025
Property Address	232 PALM DR, KEY LARGO, FL 33037
Document Number	0033511995
Book / Page	3351 / 1995
Map Reference	MB 3 PG 3
Instrument Date	Oct 21, 2025
Instrument	2520706
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 PALM DR, KEY LARGO, FL 33037-2450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	234 PALM DR, KEY LARGO, FL 33037-2450

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,264 (-0.36%) Land $159,753 Building $27,511	$187,264 (-0.36%) Land $159,753 Building $27,511
2024	$1,126.00 (+0.9%)	$187,935 (-0.36%) Land $159,753 Building $28,182	$187,935 (-0.36%) Land $159,753 Building $28,182
2023	$1,116.00 (+21.44%)	$188,606 (+46.02%) Land $159,753 Building $28,853	$188,606 (+46.02%) Land $159,753 Building $28,853
2022	$919.00	$129,162 Land $129,162	$129,162 Land $129,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20