409 Olive St, Wheatland, CA 95692 Property Records

Yuba County property record for 409 Olive St, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1990
Lot Size	0.133 acres (5,797 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Aug 2015)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`015-242-012-000`

Property Details

APN / Parcel Number

Primary APN	`015-242-012-000`
Alternative APNs	`015-242-012` `15242012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Lot Area	5,797 sqft (0.133 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-242-012
Street Address	409 OLIVE ST
City	WHEATLAND
State	CA
Zip	95692-9293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	P-2 PM-90-56
Legal Subdivision	PARCEL MAP NO 90-56
Legal Lot Number	2
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3027
Census Tract	40800

Owner

Source: Yuba County records · APN 015-242-012-000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 OLIVE ST, WHEATLAND, CA 95692-9293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 26, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2015 · Amount on Record
Deed Sale	Aug 24, 2015 · Amount on Record
Prior Sale	Oct 12, 2009 · Amount on Record
Deed Document Number	201510169
Prior Transfer Date	Sep 13, 2006
Prior Transfer Doc	0000019256
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	409 OLIVE ST, WHEATLAND, CA 95692-9293
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OLIVE ST, WHEATLAND, CA 95692-9293

Mortgage

Document Number	0000001032
Date	Jan 30, 2026
Instrument	2026-001032

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	409 OLIVE ST, WHEATLAND, CA 95692-9293
Document Number	0000013145
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 OLIVE ST WHEATLAND CA 956929293, WHEATLAND, CA 95692-9293

Mortgage

Document Number	0000013145
Date	Oct 01, 2019
Instrument	13145

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	409 OLIVE ST, WHEATLAND, CA 95692-9293
Document Number	0000012507
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 08, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 OLIVE ST WHEATLAND CA 956929293, WHEATLAND, CA 95692-9293

Mortgage

Document Number	0000012507
Date	Oct 05, 2018
Instrument	12507

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2048

Tax Assessment & Valuation

Source: Yuba County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,052 (+2%) Land $36,221 Building $231,831
2025	$1,108.00 (+0.18%) Veteran's exemption	$262,797 (+4.04%) Land $35,511 Building $227,286
2024	$1,106.00 (-2.98%)
2023	$1,140.00 (-5.55%) Disabled Person's exemption Veteran's exemption	$252,594 Land $34,133 Building $218,461	$388,530
2022	$1,207.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2017 · other causes

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: California Internet, DigitalPath, Succeed.Net, UnWired Broadband Holding.

Based on FCC filings for 439 locations within half a mile of this property.

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