405 Olive St, Wheatland, CA 95692 Property Records

Yuba County property record for 405 Olive St, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1990
Lot Size	0.145 acres (6,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`015-242-014-000`

Property Details

APN / Parcel Number

Primary APN	`015-242-014-000`
Alternative APNs	`015-242-014` `15242014000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Lot Area	6,333 sqft (0.145 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-242-014
Street Address	405 OLIVE ST
City	WHEATLAND
State	CA
Zip	95692-9293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	P-4 PM-90-56
Legal Subdivision	PARCEL MAP NO 90 56
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3027
Census Tract	40800

Owner

405 Olive St, a single family home, is owned by two individuals.

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	140 PRIVATE ROAD 6292, MINEOLA, TX 75773-6539
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Oct 10, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	405 OLIVE ST, WHEATLAND, CA 95692-9293
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OLIVE ST, WHEATLAND, CA 95692-9293

Mortgage

Document Number	0000011310
Date	Oct 9, 2025
Instrument	2025-011310

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	405 OLIVE ST, WHEATLAND, CA 95692-9293
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OLIVE ST, WHEATLAND, CA 95692-9293

Mortgage

Document Number	0000002396
Date	Feb 11, 2021
Instrument	2021-002396

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	405 OLIVE ST, WHEATLAND, CA 95692-9293
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015080
Date	Nov 1, 2019
Instrument	2019-015080

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	405 OLIVE ST, WHEATLAND, CA 95692-9293
Document Number	0000013176
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 528 WHEATLAND CA 956920528, WHEATLAND, CA 95692-0528

Mortgage

Document Number	0000013176
Date	Oct 16, 2017
Instrument	13176

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 405 Olive St was $1,980.

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,238 (+2%) Land $29,304 Building $144,934
2025	$1,980.00	$170,823 Land $28,730 Building $142,093
2023	$1,902.00 (+1.22%)	$164,191 Land $27,615 Building $136,576	$374,310
2022	$1,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Olive St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Olive St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net, unWired Broadband.

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