409 Ohio Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 409 Ohio Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 1920
Lot Size	0.186 acres (8,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2021)
Tax Bill	$1,061 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031C-J-016.00`

Property Details

APN / Parcel Number

Primary APN	`031C-J-016.00`
Alternative APNs	`086031C J 01600` `000007217`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,034 sqft
Upper Floors Area	1,008 sqft
Basement Area	504 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,085 sqft (0.186 acres)
Lot Dimensions	110 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	296 sqft
Deck Area	192 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 OHIO AVE
City	ERWIN
State	TN
Zip	37650-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HOLSTON BLK 4 LOT 2 72X110
Legal Subdivision	HOLSTON
Legal Block	4
Legal Lot Number	2
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 OHIO AVE, ERWIN, TN 37650-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Mar 25, 2021	Warranty Deed, Transfer · Line of Credit GREENEVILLE FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	20211101
Deed Book / Page	445 / 909
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 24, 2021
Property Address	409 OHIO AVE, ERWIN, TN 37650-1620
Document Number	445909
Book / Page	445 / 909
Map Reference	MB 24 PG 211
Instrument Date	Mar 26, 2021
Instrument	21001101
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OHIO AVE, ERWIN, TN 37650-1620

Mortgage

Document Number	21001102
Date	May 24, 2021
Instrument	21001102

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 25, 2021
Property Address	409 OHIO AVE, ERWIN, TN 37650-1620
Document Number	0000443813
Book / Page	443 / 813
Map Reference	MB 24 PG 211
Instrument Date	Mar 4, 2021
Instrument	21000624
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 GLEN ECHO RD, JONESBOROUGH, TN 37659-5860
Investor	Possibly a Property Investor

Mortgage

Document Number	0021000625
Date	Mar 25, 2021
Instrument	21000625

Lender

Name	GREENEVILLE FEDERAL BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 4, 2022

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,650 (-) Land $4,800 Building $35,850	$162,600 (-) Land $19,200 Building $143,400
2024	$1,061.00 (+37.44%)
2023		$40,650 (+23.74%) Land $4,800 Building $35,850
2022	$772.00	$32,850 Land $4,800 Building $28,050	$162,600 Land $19,200 Building $143,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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