405 Ohio Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 405 Ohio Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,061 sqft · built 1935
Lot Size	0.177 acres (7,693 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2018)
Tax Bill	$1,285 (2024)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031C-J-015.00`

Property Details

APN / Parcel Number

Primary APN	`031C-J-015.00`
Alternative APNs	`086031C J 01500` `000007216`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,061 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	936 sqft
Upper Floors Area	1,125 sqft
Basement Area	936 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,693 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 OHIO AVE
City	ERWIN
State	TN
Zip	37650-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HOLSTON A BLK 4 LOT 1 72X110
Legal Subdivision	HOLSTON A
Legal Block	4
Legal Lot Number	1
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 OHIO AVE, ERWIN, TN 37650-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 12, 2018	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK
Feb 16, 2018	Deed of Trust, Mortgage EASTMAN CU
Jan 24, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	20181930
Deed Book / Page	416 / 1045
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0000409941
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	405 OHIO AVE, ERWIN, TN 37650-1620
Document Number	433981
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OHIO AVE ERWIN TN 376501620, ERWIN, TN 37650-1620

Mortgage

Document Number	433981
Date	Jun 5, 2020
Book Page	000433/000981
Instrument	991

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 12, 2018
Property Address	405 OHIO AVE, ERWIN, TN 37650-1620
Document Number	4161045
Book / Page	000416 / 001045
Instrument Date	Oct 4, 2018
Instrument	1930
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OHIO AVE ERWIN TN 376501620, ERWIN, TN 37650-1620

Mortgage

Document Number	4171
Date	Oct 12, 2018
Book Page	000417/000001
Instrument	1931

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Oct 11, 2023

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	405 OHIO AVE, ERWIN, TN 37650-1620
Document Number	410614
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	EVERGREEN TITLE AND CLOSING LLC, EVERGREEN TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OHIO AVE ERWIN TN 376501620, ERWIN, TN 37650-1620

Mortgage

Document Number	410614
Date	Feb 22, 2018
Book Page	000410/000614
Instrument	313

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 24, 2018
Property Address	405 OHIO AVE, ERWIN, TN 37650-1620
Document Number	409941
Book / Page	000409 / 000941
Instrument Date	Jan 22, 2018
Instrument	132
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OHIO AVE ERWIN TN 376501620, ERWIN, TN 37650-1620

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,225 (-) Land $4,800 Building $44,425	$196,900 (-) Land $19,200 Building $177,700
2024	$1,285.00 (+12.82%)
2023		$49,225 (+1.55%) Land $4,800 Building $44,425
2022	$1,139.00	$48,475 Land $4,800 Building $43,675	$196,900 Land $19,200 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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