409 Oakridge Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 409 Oakridge Ave, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 2000
Lot Size	0.146 acres (6,379 sqft)
Owner	Individual Name on File
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R156215`

Property Details

APN / Parcel Number

Primary APN	`R156215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,938 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,379 sqft (0.146 acres)
Lot Dimensions	106 ft deep x 60 ft wide
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 OAKRIDGE AVE
City	LUBBOCK
State	TX
Zip	79416-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0017
Legal Description	WESTCHESTER PARK L 387
Legal Subdivision	WESTCHESTER PARK
Legal Lot Number	3870
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1000
Census Tract	406

Owner

409 Oakridge Ave is owned and occupied by an individual who acquired it in April 2021.

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 OAKRIDGE AVE, LUBBOCK, TX 79416-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU
Apr 12, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage WHATEVER WORKS LLC
Oct 19, 2020	Warranty Deed, Transfer HUB CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021
Deed Sale	Apr 12, 2021
Prior Sale	Jul 23, 2010
Deed Document Number	2021-17724
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	409 OAKRIDGE AVE, LUBBOCK, TX 79416-3741
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKRIDGE AVE, LUBBOCK, TX 79416-3741

Mortgage

Document Number	0000007150
Date	Feb 27, 2026
Instrument	2026007150

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 12, 2021
Property Address	409 OAKRIDGE AVE, LUBBOCK, TX 79416-3741
Document Number	0000017724
Map Reference	VOL 6582 PG 88
Instrument Date	Apr 12, 2021
Instrument	2021017724
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKRIDGE AVE, LUBBOCK, TX 79416-3741

Mortgage

Document Number	0000017725
Date	Apr 12, 2021
Instrument	2021017725

Lender

Name	WHATEVER WORKS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 19, 2020
Property Address	409 OAKRIDGE AVE, LUBBOCK, TX 79416-3741
Document Number	0000046530
Instrument Date	Oct 15, 2020
Instrument	46530
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	HUB CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3112 79TH ST LUBBOCK TX 794231824, LUBBOCK, TX 79423-1824

Tax Assessment & Valuation

The 2025 property tax bill for 409 Oakridge Ave was $3,228 with a homeowner's exemption, down 1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (-1.04%) Homeowner's exemption	$235,468 Land $20,600 Building $220,845	$241,445 Land $20,600 Building $220,845
2024	$3,262.00 (+11.87%)
2023	$2,916.00 (-27.59%) Homeowner's exemption	$243,085 Land $20,600 Building $222,485	$243,085 Land $20,600 Building $222,485
2022	$4,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Oakridge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Oakridge Ave is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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