404 Oakridge Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 404 Oakridge Ave, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 2000
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R156209`

Property Details

APN / Parcel Number

Primary APN	`R156209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,770 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 OAKRIDGE AVE
City	LUBBOCK
State	TX
Zip	79416-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0017
Legal Description	WESTCHESTER PARK L 381
Legal Subdivision	WESTCHESTER PARK
Legal Lot Number	3810
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1001
Census Tract	406

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Vendor's Lien, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage ALLEN MORTGAGE LC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
Jul 26, 2018	Vendor's Lien, Transfer WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025
Deed Sale	Apr 9, 2025
Prior Sale	Jul 26, 2018
Deed Document Number	2025013214
Record Updated	Jun 8, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 9, 2025
Property Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739
Document Number	0000013214
Map Reference	VOL 6582 PG 88
Instrument Date	Apr 7, 2025
Instrument	2025013214
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 82ND ST, LUBBOCK, TX 79424-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739

Mortgage

Document Number	0000013215
Date	Apr 9, 2025
Instrument	2025013215

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030357
Date	Aug 22, 2017
Instrument	2017030357

Lender

Name	ALLEN MORTGAGE LC
Type	Mortgage Company
Address	COLORADO CITY, AZ 86021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019619
Date	May 21, 2020
Instrument	2020019619

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 26, 2018
Property Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739
Document Number	0000028108
Map Reference	VOL6582 PG88
Instrument Date	Jul 19, 2018
Instrument	2018028108
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKRIDGE AVE, LUBBOCK, TX 79416-3739
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028109
Date	Jul 26, 2018
Instrument	2018028109

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00 (+0.23%)	$228,493 (-0.67%) Land $20,600 Building $207,893	$228,493 (-0.67%) Land $20,600 Building $207,893
2024	$4,693.00 (-2.57%)
2023	$4,817.00 (+4.63%)	$230,037 Land $20,600 Building $209,437	$230,037 Land $20,600 Building $209,437
2022	$4,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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