409 Northgate Dr, Washington, NC 27889 Property Records

Beaufort County property record for 409 Northgate Dr, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 2009
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2023)
Tax Bill	$2,315 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5677-17-7792`

Property Details

APN / Parcel Number

Primary APN	`5677-17-7792`
Alternative APN	`6357`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,557 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 NORTHGATE DR
City	WASHINGTON
State	NC
Zip	27889-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 NORTHGATE ADDITION
Legal Subdivision	NORTHGATE ADDITION
Legal Lot Number	57
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3026
Census Tract	930200

Owner

409 Northgate Dr is owned and occupied by an individual who bought it in January 2023.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	409 NORTHGATE DR, WASHINGTON, NC 27889-9796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Apr 28, 2010 · Amount on File
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jan 6, 2023
Property Address	409 NORTHGATE DR, WASHINGTON, NC 27889-9796
Document Number	002127/116
Book / Page	2127 / 116
Map Reference	CAB G SL 34-4-34-8
Instrument Date	Jan 5, 2023
Instrument	2023000071
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3941 US HIGHWAY 17 N, WASHINGTON, NC 27889-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 NORTHGATE DR, WASHINGTON, NC 27889-9796

Mortgage

Document Number	2023000072
Date	Jan 6, 2023
Instrument	2023000072

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

Tax Assessment & Valuation

The 2026 property tax bill for 409 Northgate Dr was $2,315.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,315.00	$232,477 Land $38,180 Building $194,297
2025			$232,477 Land $38,180 Building $194,297
2023	$1,676.00 (+0.3%)	$124,188 (-) Land $14,500 Building $109,688
2022	$1,671.00	$124,188 Land $14,500 Building $109,688	$124,188 Land $14,500 Building $109,688
2018			$124,188 Land $14,500 Building $109,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Northgate Dr in Zone X, an area of minimal flood risk, though there have been 59 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	59 (1984–2018)
Claims Outside the SFHA	18 of 59
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 10 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Northgate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Nearby Properties on Northgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures