405 Northgate Dr, Washington, NC 27889 Property Records

Beaufort County property record for 405 Northgate Dr, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 2008
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2025)
Tax Bill	$2,465 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5677-17-7505`

Property Details

APN / Parcel Number

Primary APN	`5677-17-7505`
Alternative APN	`6355`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,462 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	405 NORTHGATE DR
City	WASHINGTON
State	NC
Zip	27889-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 NORTHGATE ADDITION
Legal Subdivision	NORTHGATE ADDITION
Legal Lot Number	59
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3026
Census Tract	930200

Owner

405 Northgate Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 NORTHGATE DR, WASHINGTON, NC 27889-9796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	20255955
Deed Book / Page	2220 / 724
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Dec 16, 2025
Property Address	405 NORTHGATE DR, WASHINGTON, NC 27889-9796
Document Number	002220/724
Book / Page	2220 / 724
Map Reference	CAB G SL 34-4-34-8
Instrument Date	Dec 11, 2025
Instrument	2025005955
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 SUMMER HAVEN DR, WOODLAND PARK, CO 80863-9103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 NORTHGATE DR, WASHINGTON, NC 27889-9796

Mortgage

Document Number	2025005956
Date	Dec 16, 2025
Instrument	2025005956

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 405 Northgate Dr was $2,465, down 1.8% from the year before.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Municipality	Washington City
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,465.00 (-1.83%)	$249,007 (-) Land $39,010 Building $209,997
2025	$2,511.00	$249,007 Land $39,010 Building $209,997	$249,007 Land $39,010 Building $209,997
2023	$1,772.00	$132,150 Land $14,500 Building $117,650
2018			$132,150 Land $14,500 Building $117,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Northgate Dr in Zone X, an area of minimal flood risk, though there have been 59 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	59 (1984–2018)
Claims Outside the SFHA	18 of 59
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 10 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Northgate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

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