409 NE Cedar Ct, Oak Grove, MO 64075 Property Records

Jackson County property record for 409 NE Cedar Ct, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 2019
Lot Size	0.14 acres (6,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jun 2019)
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-620-05-42`

Property Details

APN / Parcel Number

Primary APN	`38-620-05-42`
Alternative APNs	`38-620-05-42-00-0-00-000` `1713711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,103 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 59 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1713711
Street Address	409 NE CEDAR CT
City	OAK GROVE
State	MO
Zip	64075-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAKS CROSSING 1ST PLAT REPLAT---LOT 86
Legal Subdivision	WHITE OAKS CROSSING
Legal Block	3
Legal Lot Number	86
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3007
Census Tract	14004

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 NE CEDAR CT, OAK GROVE, MO 64075-5131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage NEW CENTURY BK
Jun 3, 2019	Warranty Deed, Subdivision Related Transfer · Line of Credit NEW CENTURY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Jan 28, 2008
Deed Document Number	2019E40749
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	409 NE CEDAR CT, OAK GROVE, MO 64075-5131
Document Number	0000E01991
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 NE CEDAR CT OAK GROVE MO 640755131, OAK GROVE, MO 64075-5131

Mortgage

Document Number	0000E01991
Date	Jan 8, 2020
Instrument	1991E

Lender

Name	NEW CENTURY BK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 3, 2019
Property Address	409 NE CEDAR CT, OAK GROVE, MO 64075-5131
Document Number	0000E40749
Instrument Date	May 29, 2019
Instrument	40749E
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2019
Title Company	FIRST UNITED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 NE CEDAN CT OAK GROVE MO 64075, OAK GROVE, MO 64075

Mortgage

Document Number	E40750
Date	Jun 3, 2019
Instrument	40750E

Lender

Name	NEW CENTURY BK
Type	Bank
Address	BELLEVILLE, KS 66935

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Oak Grove City
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,730 (-) Land $6,380 Building $31,350	$198,580 (-)
2025	$2,937.00 (+10.41%)	$37,730 (+10.17%) Land $6,380 Building $31,350	$198,580 (+10.18%)
2024	$2,660.00 (+0.99%)
2023	$2,634.00	$34,246 Land $6,312 Building $27,934	$180,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK GROVE PWS serves 9,200 people · EPA ID MO1010589
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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