407 NE Cedar Ct, Oak Grove, MO 64075 Property Records

Jackson County property record for 407 NE Cedar Ct, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2008
Lot Size	0.145 acres (6,321 sqft)
Owner	Individual Name on Record
Last Sale	$104,500 (Oct 2016)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-620-05-43`

Property Details

APN / Parcel Number

Primary APN	`38-620-05-43`
Alternative APNs	`38-620-05-43-00-0-00-000` `1713712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,321 sqft (0.145 acres)
Lot Dimensions	102 ft deep x 60 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	9 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1713712
Street Address	407 NE CEDAR CT
City	OAK GROVE
State	MO
Zip	64075-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAKS CROSSING 1ST PLAT-REPLAT---LOT 87
Legal Subdivision	WHITE OAKS CROSSING
Legal Block	3
Legal Lot Number	87
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3007
Census Tract	14004

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	407 NE CEDAR CT, OAK GROVE, MO 64075-5131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST MIDAMERICA CU
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	2016E101825
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	407 NE CEDAR CT, OAK GROVE, MO 64075-5131
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NE CEDAR CT, OAK GROVE, MO 64075-5131
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0012174
Date	Feb 7, 2022
Instrument	2022E0012174

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	BETHALTO, IL 62010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	407 NE CEDAR CT, OAK GROVE, MO 64075-5131
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NE CEDAR CT, OAK GROVE, MO 64075-5131
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0042276
Date	Jun 15, 2023
Instrument	2023E0042276

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Oak Grove City
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,885 (-) Land $6,475 Building $20,410	$141,500 (-)
2025	$2,093.00 (-5.72%)	$26,885 (-5.93%) Land $6,475 Building $20,410	$141,500 (-5.93%)
2024	$2,220.00 (+0.95%)
2023	$2,199.00	$28,580 Land $7,159 Building $21,421	$150,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK GROVE PWS serves 9,200 people · EPA ID MO1010589
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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