409 N Oak St, Teutopolis, IL 62467 Property Records

Effingham County property record for 409 N Oak St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,348 sqft · built 1999
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,520 (2024)
Deeds & Mortgages	Feb 2022 Transfer Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-18-121-032`

Property Details

APN / Parcel Number

Primary APN	`12-18-121-032`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,348 sqft Base Area
1st Floor Area	2,348 sqft
Basement Area	2,348 sqft
Unfinished Basement	2,348 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	409 N OAK ST
City	TEUTOPOLIS
State	IL
Zip	62467-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 RHINE RIDGE SUB ADD E 3759/76 1216/80
Legal Subdivision	RHINE RIDGE SUBDIVISION
Legal Lot Number	60
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2001
Census Tract	950100

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 552, TEUTOPOLIS, IL 62467-0552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 31, 2022
Transfer Doc	0003759/76
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 1, 2022
Property Address	409 N OAK ST, TEUTOPOLIS, IL 62467-1155
Document Number	0003759/76
Book / Page	3759 / 76
Map Reference	MB 1183 PG 123
Instrument Date	Jan 31, 2022
Instrument	202222000501
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 N OAK ST, TEUTOPOLIS, IL 62467-1155

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	409 N OAK ST, TEUTOPOLIS, IL 62467-1155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3515/092
Date	Nov 25, 2019
Book Page	3515/092
Instrument	201901904838

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 18, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,520.00 (+29.32%)	$133,360 (+21.55%) Land $15,810 Building $117,550	$400,080 (+21.55%) Land $47,430 Building $352,650
2022	$5,815.00 Homeowner's exemption	$109,720 Land $13,010 Building $96,710	$329,160 Land $39,030 Building $290,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wabash Communications.

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