Effingham County property record for 316 N Oak St, Teutopolis, IL 62467
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,860 sqft · built 1997 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,312 (2025) |
| Deeds & Mortgages | May 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-121-042 |
| Primary APN | 12-18-121-042 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Base Area |
| 1st Floor Area | 1,860 sqft |
| Basement Area | 1,673 sqft |
| Unfinished Basement | 1,673 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 316 N OAK ST |
|---|---|
| City | TEUTOPOLIS |
| State | IL |
| Zip | 62467-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 RHINE RIDGE SUB ADD E 1308/72 1176/9 |
| Legal Subdivision | RHINE RIDGE SUBDIVISION |
| Legal Lot Number | 70 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | TEUTOPOLIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950100 |
316 N Oak St is owned and occupied by two individuals.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 N OAK ST, TEUTOPOLIS, IL 62467-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 316 N OAK ST, TEUTOPOLIS, IL 62467-1122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201701702220 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 3301/231 |
| Instrument | 201701702220 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | Effingham, IL 62401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 28, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.82% |
The 2025 property tax bill for 316 N Oak St was $8,312 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Teutopolis Township |
| Municipality | Teutopolis Village |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,312.00 | $151,110 Land $20,530 Building $130,580 | $453,330 Land $61,590 Building $391,740 |
| 2022 | $5,999.00 Homeowner's exemption | $113,010 Land $15,350 Building $97,660 | $339,030 Land $46,050 Building $292,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 N Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 316 N Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEUTOPOLIS serves 2,018 people · EPA ID IL0490450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | EJ WATER COOPERATIVE |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Wabash Communications.
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