St. Louis County property record for 409 N Oak Bend Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,019 sqft · built 1967 |
| Lot Size | 0.252 acres (11,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Mar 2008) |
| Tax Bill | $4,206 (2026) |
| Deeds & Mortgages | Jul 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3575-00360 |
| Primary APN | 010-3575-00360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,019 sqft Gross Area |
| 1st Floor Area | 1,019 sqft |
| Basement Area | 611 sqft |
| Finished Basement | 611 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,018 sqft (0.252 acres) |
| Garage Area | 467 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 153 sqft |
| Deck Area | 410 sqft |
| Storage Building | 171 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 861978 |
|---|---|
| Street Address | 409 N OAK BEND DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0036 BLOCK:000 SERIAL # |
| Legal Subdivision | OAK KNOLL SUBDIVISION |
| Legal Lot Number | 36 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301 |
Source: St. Louis County records · APN 010-3575-00360
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 N OAK BEND DR, DULUTH, MN 55811-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2008 · Amount on Record |
| Deed Sale | Mar 05, 2008 · Amount on Record |
| Deed Document Number | 2008849913 |
| Last Transfer Date | Aug 10, 2012 |
| Transfer Doc | 0000918255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 409 N OAK BEND DR, DULUTH, MN 55811-5208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001059442 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1059442 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 27, 2032 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,206.00 (+2.99%) Homeowner's exemption | ||
| 2025 | $4,084.00 (+9.14%) Homeowner's exemption | $314,200 (+0.19%) Land $50,300 Building $263,900 | $314,200 (+0.19%) Land $50,300 Building $263,900 |
| 2024 | $3,742.00 | $313,600 (+17.32%) Land $36,800 Building $276,800 | $313,600 (+17.32%) Land $36,800 Building $276,800 |
| 2022 | $267,300 Land $39,600 Building $227,700 | $267,300 Land $39,600 Building $227,700 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 179 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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