St. Louis County property record for 401 N Oak Bend Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 970 sqft · built 1978 |
| Lot Size | 0.232 acres (10,124 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,794 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3575-00370 |
| Primary APN | 010-3575-00370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 970 sqft Gross Area |
| 1st Floor Area | 970 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,124 sqft (0.232 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 100 sqft |
| Patio Area | 369 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 556882 |
|---|---|
| Street Address | 401 N OAK BEND DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0037 BLOCK:000 SERIAL # |
| Legal Subdivision | OAK KNOLL SUB DULUTH |
| Legal Lot Number | 37 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301 |
401 N Oak Bend Dr is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 N OAK BEND DR, DULUTH, MN 55811-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 401 N Oak Bend Dr was $3,794 with a homeowner's exemption, up 3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,794.00 (+2.99%) Homeowner's exemption | ||
| 2025 | $3,684.00 (+8.8%) Homeowner's exemption | $299,500 (+4.54%) Land $48,200 Building $251,300 | $299,500 (+4.54%) Land $48,200 Building $251,300 |
| 2024 | $3,386.00 | $286,500 Land $35,300 Building $251,200 | $286,500 Land $35,300 Building $251,200 |
| 2022 | $244,500 Land $37,900 Building $206,600 | $244,500 Land $37,900 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 N Oak Bend Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 N Oak Bend Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
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