409 N Main St, Middle Point, OH 45863 Property Records

Van Wert County property record for 409 N Main St, Middle Point, OH 45863

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.312 acres (13,580 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Mar 2003)
Tax Bill	$754 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-054412.0000`

Property Details

APN / Parcel Number

Primary APN	`27-054412.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,580 sqft (0.312 acres)
Lot Dimensions	108 ft deep x 125 ft wide
Garage Area	864 sqft
Porch	Slab
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	409 N MAIN ST
City	MIDDLE POINT
State	OH
Zip	45863-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 266 MIDDLE POINT CORP
Legal Subdivision	TOMKINS ADDITION
Legal Lot Number	266
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3030
Census Tract	20100

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 N MAIN ST, MIDDLE POINT, OH 45863-9013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Feb 7, 2023	Survivorship Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSLA OF VAN WERT OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2003 · Amount on File
Deed Sale	Mar 18, 2003 · Amount on File
Prior Sale	Sep 24, 1998 · Amount on File
Deed Document Number	2003122
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	409 N MAIN ST, MIDDLE POINT, OH 45863-9013
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000436/114
Date	Oct 15, 2025
Book Page	436/114
Instrument	202503604

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Oct 3, 2032

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	Feb 7, 2023
Property Address	409 N MAIN ST, MIDDLE POINT, OH 45863-9013
Document Number	00426/4548
Book / Page	426 / 4548
Instrument Date	Feb 7, 2023
Instrument	202300394
Transaction Type	Transfer
Record Updated	Feb 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	409 N MAIN ST, MIDDLE POINT, OH 45863-9013

Mortgage

Document Number	0202300395
Date	Feb 7, 2023
Instrument	202300395

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	409 N MAIN ST, MIDDLE POINT, OH 45863-9013
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 ROAD 24, FORT JENNINGS, OH 45844

Mortgage

Document Number	00425/2430
Date	Aug 26, 2022
Book Page	425/2430
Instrument	202203325

Lender

Name	FIRST FSLA OF VAN WERT OH
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Middle Point Village
Unified School District	Lincolnview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (+0.8%) Homeowner's exemption	$21,780 (-) Land $2,410 Building $19,370
2024	$748.00 (-1.32%) Homeowner's exemption	$21,780 (-) Land $2,410 Building $19,370	$62,230 (-) Land $6,890 Building $55,340
2023	$758.00 (+3.13%) Homeowner's exemption	$21,780 (+38.29%) Land $2,410 Building $19,370	$62,230 (+38.29%) Land $6,890 Building $55,340
2022	$735.00 Homeowner's exemption	$15,750 Land $2,190 Building $13,560
2020			$45,000 Land $6,260 Building $38,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE POINT VILLAGE PWS serves 576 people · EPA ID OH8100312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures