401 N Main St, Middle Point, OH 45863 Property Records

Van Wert County property record for 401 N Main St, Middle Point, OH 45863

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,532 sqft · built 1971
Lot Size	0.312 acres (13,580 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jan 2006)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-054396.0000`

Property Details

APN / Parcel Number

Primary APN	`27-054396.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,580 sqft (0.312 acres)
Lot Dimensions	108 ft deep x 125 ft wide
Garage Area	624 sqft
Porch	Slab
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Wood
Sewer	Septic

Location & Zoning

Street Address	401 N MAIN ST
City	MIDDLE POINT
State	OH
Zip	45863-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 262 MIDDLE POINT CORP
Legal Subdivision	TOMKINS ADDITION
Legal Lot Number	262
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3030
Census Tract	20100

Owner

401 N Main St is owned by an individual who acquired it in December 2012.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 52, MIDDLE POINT, OH 45863-0052
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2006 · Amount on File
Deed Sale	Jan 19, 2006 · Amount on File
Prior Sale	Jan 19, 2001 · Amount on File
Deed Document Number	2006279
Deed Book / Page	317 / 2226
Last Transfer Date	Dec 5, 2012
Transfer Doc	00372/2547
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	401 N MAIN ST, MIDDLE POINT, OH 45863-9013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/3696
Date	Jan 18, 2019
Book Page	411/3696
Instrument	201900000217

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 401 N Main St was $1,214, up 0.8% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Middle Point Village
Unified School District	Lincolnview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+0.83%) Homeowner's exemption	$36,030 (-) Land $2,410 Building $33,620
2024	$1,204.00 (-1.39%) Homeowner's exemption	$36,030 (-) Land $2,410 Building $33,620	$102,950 (-) Land $6,890 Building $96,060
2023	$1,221.00 (+6.82%) Homeowner's exemption	$36,030 (+43.37%) Land $2,410 Building $33,620	$102,950 Land $6,890 Building $96,060
2022	$1,143.00 Homeowner's exemption	$25,130 Land $2,190 Building $22,940
2020			$71,800 Land $6,260 Building $65,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE POINT VILLAGE PWS serves 576 people · EPA ID OH8100312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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