409 N Main St, Elgin, TX 78621 Property Records

Bastrop County property record for 409 N Main St, Elgin, TX 78621

Property Summary

Property TypeCommercial
Details1,410 sqft · built 1992
Lot Size0.234 acres (10,176 sqft)
OwnerIndividual Name on File
Tax Bill$3,884 (2025)
Flood ZoneZone X (minimal risk)
APNR12072

Property Details

APN / Parcel Number

Primary APNR12072
Alternative APN
  • O0095230

Interior

Stories1 Story
Building Area1,410 sqft Gross Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Roof MaterialComposition Shingle
Lot Area10,176 sqft (0.234 acres)
Lot Dimensions185 ft deep x 28 ft wide
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 N MAIN ST
CityELGIN
StateTX
Zip78621-2624
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMILES, LOT (FR)
Legal SubdivisionMILES
Legal Block2
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Commercial Historic District
listed 1996 · 67 contributing resources · NRIS 96000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 N Main St, a commercial property, is owned by an individual who acquired it in October 2012.

Source: Bastrop County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address409 N MAIN ST, ELGIN, TX 78621-2624
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2012
Deed SaleOct 12, 2012
Deed Document Number201212900
Deed Book / Page2181 / 122
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Main St was $3,884, up 3.1% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,884.00 (+3.11%)$156,969 Land $90,156 Building $66,813$156,969 Land $90,156 Building $66,813
2024$3,767.00
2023$157,378 Land $90,156 Building $67,222$157,378 Land $90,156 Building $67,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

Nearby Properties on N Main St

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