313 N Main St, Elgin, TX 78621 Property Records

Bastrop County property record for 313 N Main St, Elgin, TX 78621

Property Summary

Property TypeCommercial
Details2,031 sqft · built 1981
Lot Size0.283 acres (12,327 sqft)
OwnerCompany Name on Record
Tax Bill$6,927 (2025)
Deeds & MortgagesJan 2026 Sale
Jan 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR12054

Property Details

APN / Parcel Number

Primary APNR12054

Interior

Stories1 Story
Building Area2,031 sqft Gross Area
1st Floor Area2,031 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof MaterialTile
Lot Area12,327 sqft (0.283 acres)
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address313 N MAIN ST
CityELGIN
StateTX
Zip78621-2622
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLUNDGREN COMMERCIAL NO. 1, LOT 3, ACRES 0.2830
Legal SubdivisionLUNDGREN COMMERCIAL NO. 1
Legal Block2
Legal Lot Number3
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Commercial Historic District
listed 1996 · 67 contributing resources · NRIS 96000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address611 SPANISH OAK TER, ROUND ROCK, TX 78681-3781
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Warranty Deed, Transfer
ITC
Jan 10, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
PROSPERITY BANK
Mar 30, 2015Vendor's Lien, Transfer · Commercial Mortgage
PEOPLEFUND
Jun 1, 2010Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2026
Deed SaleJan 20, 2026
Prior SaleJan 10, 2022 · Amount on Record
Deed Document Number2026897
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBASTROP TX
Recording DateJan 20, 2026
Property Address313 N MAIN ST, ELGIN, TX 78621-2622
Document Number0202600897
Map ReferenceCAB 2 PG 344A
Instrument DateJan 16, 2026
Instrument202600897
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyITC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1252 FM 3000, ELGIN, TX 78621-1718

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 SPANISH OAK TER, ROUND ROCK, TX 78681-3781

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBASTROP TX
Recording DateJan 10, 2022
Property Address313 N MAIN ST, ELGIN, TX 78621-2622
Document Number0202200652
Map ReferenceCAB 2 PG 344A
Instrument DateJan 7, 2022
Instrument202200652
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1252 FM 3000, ELGIN, TX 78621-1718

Transferred To (Grantee/Buyer)

NameVerified Name
Address1252 FM 3000, ELGIN, TX 78621-1718

Mortgage

Document Number0202200653
DateJan 10, 2022
Instrument202200653
Lender
NamePROSPERITY BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 7, 2037

March 2015: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateMar 30, 2015
Property Address313 N MAIN ST, ELGIN, TX 78621-2622
Document Number0201503792
Map ReferenceCAB2 PG344A
Instrument DateMar 24, 2015
Instrument201503792
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyINDEPENDENCE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3910 WICKERSHAM ST, CORPUS CHRISTI, TX 78415-3938

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 CREWLER CV, AUSTIN, TX 78753-7079

Mortgage

Document Number0201503793
DateMar 30, 2015
Instrument201503793
Lender
NamePEOPLEFUND
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term124 Months
DueJul 1, 2025

June 2010: Foreclosure

Document TypeForeclosure
JurisdictionBASTROP TX
Recording DateJun 1, 2010
Property Address313 N MAIN ST, ELGIN, TX 78621-2622
Document Number001997/387
Book / Page1997 / 387
Map ReferenceCAB2 PG344A
Instrument DateJun 1, 2010
Instrument201006537
Transaction TypeForeclosure
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3910 WICKERSHAM ST, CORPUS CHRISTI, TX 78415-3938

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,927.00 (+2.87%)$279,942 (-0.35%) Land $97,264 Building $182,678$279,942 (-0.35%) Land $97,264 Building $182,678
2024$6,734.00 (+2,441.13%)
2023$265.00$280,927 Land $97,264 Building $183,663$280,927 Land $97,264 Building $183,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number