409 N 7th St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 409 N 7th St, Fulton, NY 13069

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,340 sqft · built 1974
Lot Size0.358 acres (15,625 sqft)
Owner2 Individual Names on Record
Tax Bill$5,679 (2026)
Deeds & MortgagesMay 2018 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN350400 236.33-01-01

Property Details

APN / Parcel Number

Primary APN350400 236.33-01-01
Alternative APNs
  • 040023603300010010000000
  • 3578

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,625 sqft (0.358 acres)
Lot Dimensions125 ft deep x 125 ft wide
Garage TypeDetached
Garage Area567 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area338 sqft
Canopy88 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3578
Street Address409 N 7TH ST
CityFULTON
StateNY
Zip13069-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionM 6, B 530, L 1-2-3 401-009-000
Legal Block1
Legal Lot Number1.000
JurisdictionOSWEGO NY
Township / Civil DivisionFULTON
Census Block Group1
Census Block1005
Census Tract21101

Owner

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 N 7TH ST, FULTON, NY 13069-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2018Deed of Trust, Mortgage
SECNY FCU
Oct 10, 2017Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address409 N 7TH ST, FULTON, NY 13069-1409
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004426
DateMay 10, 2018
InstrumentR-2018-004426
Lender
NameSECNY FCU
TypeCredit Union
AddressSYRACUSE, NY 13215
Agreement
AmountAmount Recorded
Term180 Months
DueMay 9, 2033

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateOct 10, 2017
Property Address409 N 7TH ST, FULTON, NY 13069-1409
Document Number0000009908
Instrument DateSep 21, 2017
Instrument9908
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$239.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 646 CENTRAL SQUARE NY 130360646, CENTRAL SQUARE, NY 13036-0646

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityFulton City
Unified School DistrictFulton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,679.00 (+5.17%)
2025$5,400.00$105,000 (-) Land $11,600 Building $93,400$138,158 (+21.05%) Land $15,263 Building $122,895
2023$105,000 Land $11,600 Building $93,400$114,130 Land $12,609 Building $101,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFULTON CITY
serves 16,600 people · EPA ID NY3704355
Water SourcePurchased surface water from OCWA
Last State InspectionSep 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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