305 N 7th St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 305 N 7th St, Fulton, NY 13069

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 2,435 sqft · built 1952
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$123,000 (Mar 2024)
Tax Bill$5,138 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN350400 236.33-03-26

Property Details

APN / Parcel Number

Primary APN350400 236.33-03-26
Alternative APNs
  • 040023603300030260000000
  • 3549A

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,435 sqft Living Area
1st Floor Area1,985 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialStucco
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions66 ft deep x 100 ft wide
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3549A
Street Address305 N 7TH ST
CityFULTON
StateNY
Zip13069-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionM 6, B 522, L 68-69 398-006-000
Legal SubdivisionBELLEGEAN PARK
Legal Block3
Legal Lot Number26.000
JurisdictionOSWEGO NY
Township / Civil DivisionFULTON
Census Block Group1
Census Block1006
Census Tract21101

Owner

Source: Oswego County and Fulton City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address305 N 7TH ST, FULTON, NY 13069-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Nov 6, 2018Deed, Transfer · Conventional Mortgage
SYRACUSE FIRE DEPT EMPLOYEE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on File
Deed SaleMar 18, 2024 · Amount on File
Prior SaleNov 6, 2018 · Amount on File
Deed Document Number2024R-2024-002310
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMar 18, 2024
Property Address305 N 7TH ST, FULTON, NY 13069-1407
Document Number0000002310
Instrument DateMar 5, 2024
InstrumentR-2024-002310
Transaction TypeTransfer
Record UpdatedApr 10, 2024
Title CompanyWEB TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$492.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 N 7TH ST, FULTON, NY 13069-1407

Transferred To (Grantee/Buyer)

NameVerified Name
Address6536 W KEENEY RD, TRUXTON, NY 13158-3223

Mortgage

Document Number0000002311
DateMar 18, 2024
InstrumentR-2024-002311
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionOSWEGO NY
Recording DateNov 6, 2018
Property Address305 N 7TH ST, FULTON, NY 13069-1407
Document Number0000000951
Instrument DateOct 23, 2018
InstrumentR-2018-010951
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1121 ARTHUR ST, 1121, HUTCHINSON, KS 67501-2673

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 GRUMBACH AVE, SYRACUSE, NY 13203-1213

Mortgage

Document Number0000000952
DateNov 6, 2018
InstrumentR-2018-010952
Lender
NameSYRACUSE FIRE DEPT EMPLOYEE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityFulton City
Unified School DistrictFulton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,138.00 (+5.16%)
2025$4,886.00$95,000 (-) Land $9,800 Building $85,200$125,000 (+21.05%) Land $12,895 Building $112,105
2023$95,000 Land $9,800 Building $85,200$103,261 Land $10,652 Building $92,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFULTON CITY
serves 16,600 people · EPA ID NY3704355
Water SourcePurchased surface water from OCWA
Last State InspectionSep 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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