409 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 409 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,682 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Oct 2026)
Tax Bill	$988 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-67-72-9549`

Property Details

APN / Parcel Number

Primary APN	`5307-67-72-9549`
Alternative APNs	`07-5307-67-72-9549` `7074825` `074825`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	2,682 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7074825
Street Address	409 N 5TH ST
City	READING
State	PA
Zip	19601-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1017
Census Tract	1300

Owner

Source: Berks County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 N 5TH ST, READING, PA 19601-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 24, 2025	Deed, Transfer · Commercial Mortgage PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	202633545
Prior Transfer Date	Apr 1, 2002
Prior Transfer Doc	0000020466
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 6, 2026
Property Address	409 N 5TH ST, READING, PA 19601-3003
Document Number	0000033545
Instrument Date	Oct 5, 2026
Instrument	202633545
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 5TH ST, READING, PA 19601-3003

Mortgage

Document Number	0000033546,
Date	Oct 6, 2026
Instrument	202633546

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000033548,
Date	Oct 6, 2026
Instrument	202633548

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 24, 2025
Property Address	409 N 5TH ST, READING, PA 19601-3003
Document Number	0000022143
Instrument Date	Jul 22, 2025
Instrument	2025022143
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	STEWART ABSTRACT OF BERKS CN

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 N 5TH ST, READING, PA 19601-3002

Mortgage

Document Number	0000022144
Date	Jul 24, 2025
Instrument	2025022144

Lender

Name	PRIME FUNDING GROUP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$988.00 (+6.7%)	$35,000 (-) Land $7,100 Building $27,900	$7,100 (-79.71%) Land $7,100
2024	$926.00	$35,000 Land $7,100 Building $27,900
1994			$35,000 Land $7,100 Building $27,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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