404 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 404 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,909 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Feb 2023)
Tax Bill	$1,185 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-67-72-7545`

Property Details

APN / Parcel Number

Primary APN	`5307-67-72-7545`
Alternative APNs	`07-5307-67-72-7545` `074700`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 N 5TH ST
City	READING
State	PA
Zip	19601-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1018
Census Tract	1300

Owner

404 N 5th St is owned by a company that bought it in February 2023.

Source: Berks County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	429 S 10TH ST, READING, PA 19604
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Feb 6, 2023	Deed, Transfer · Conventional Mortgage ADVANCED LOAN SERVICING LLC
May 21, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023 · Amount on File
Deed Sale	Feb 6, 2023 · Amount on File
Prior Sale	Oct 15, 2002 · Amount on File
Deed Document Number	20233454
Prior Transfer Date	Mar 13, 2003
Prior Transfer Doc	0000000079
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	404 N 5TH ST, READING, PA 19601-3004
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	CONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 PENN ST, READING, PA 19602-1717

Mortgage

Document Number	0000011793
Date	Apr 26, 2023
Instrument	2023011793

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 6, 2023
Property Address	404 N 5TH ST, READING, PA 19601-3004
Document Number	0000003454
Instrument Date	Jan 29, 2023
Instrument	2023003454
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 S 10TH ST, READING, PA 19602-2558

Mortgage

Document Number	0000003455
Date	Feb 6, 2023
Instrument	2023003455

Lender

Name	ADVANCED LOAN SERVICING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 6, 2024

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	404 N 5TH ST, READING, PA 19601-3004
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N 5TH ST, READING, PA 19601-3004

Mortgage

Document Number	0000025685
Date	May 21, 2021
Instrument	2021025685

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 404 N 5th St was $1,185.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,185.00	$42,000 Land $8,200 Building $33,800	$8,200 Land $8,200
2024	$1,111.00	$42,000 Land $8,200 Building $33,800
1994			$42,000 Land $8,200 Building $33,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 N 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 N 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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