Gallatin County property record for 409 Morrow St, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,180 sqft · built 1975 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,675 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000RGG4663 |
| Primary APN | 000RGG4663 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,148 sqft |
| Finished Basement | 1,148 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 117 ft deep x 78 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000RGG4663 |
|---|---|
| Street Address | 409 MORROW ST |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-6196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | FIGGINS ADD 1ST PH, S24, T02 S, R05 E, BLOCK 1, LOT 23, ACRES 0.21, PLAT I-6 |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | FIGGINS ADD 1ST PH |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1001 |
409 Morrow St is owned and occupied by an individual.
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 MORROW ST, BOZEMAN, MT 59715-6196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 409 MORROW ST, BOZEMAN, MT 59715-6196 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 2645189 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2645189 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 409 Morrow St was $7,675, up 130.7% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Bozeman City |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,675.00 (+130.69%) | $720,200 (-) | $720,200 (-) Land $285,310 Building $434,890 |
| 2025 | $3,327.00 | $720,200 | $720,200 Land $285,310 Building $434,890 |
| 2023 | $4,073.00 | $632,500 | $632,500 Land $246,058 Building $386,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Morrow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Morrow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: Global Net.
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