405 Morrow St, Bozeman, MT 59715 Property Records

Gallatin County property record for 405 Morrow St, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1975
Lot Size	0.242 acres (10,542 sqft)
Owner	Company Name on Record
Tax Bill	$2,935 (2026)
Deeds & Mortgages	Sep 2026 Sale Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000RGG6420`

Property Details

APN / Parcel Number

Primary APN	`000RGG6420`
Alternative APNs	`06-0798-24-1-07-36-0000` `R0683697`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	117 ft deep x 90 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	312 sqft
Patio Area	328 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000RGG6420
Street Address	405 MORROW ST
City	BOZEMAN
State	MT
Zip	59715-6196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	FIGGINS ADD 1ST PH, S24, T02 S, R05 E, BLOCK 1, LOT 22, ACRES 0.242, PLAT I-6
Legal Range	05E
Legal Township	02S
Legal Section	24
Legal Subdivision	FIGGINS ADD 1ST PH
Legal Block	1
Legal Lot Number	22
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1013
Census Tract	1001

Owner

Source: Gallatin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2809 SECOR AVE, BOZEMAN, MT 59715-6146
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026
Deed Sale	Sep 21, 2026
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	20262886755
Prior Transfer Date	Sep 23, 2008
Prior Transfer Doc	2311408
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 21, 2026
Property Address	405 MORROW ST, BOZEMAN, MT 59715-6196
Document Number	0002886755
Instrument Date	Sep 18, 2026
Instrument	20262886755
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2809 SECOR AVE, BOZEMAN, MT 59715-6146

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Jul 2, 2026
Property Address	405 MORROW ST, BOZEMAN, MT 59715-6196
Document Number	0002880805
Instrument Date	Jun 25, 2026
Instrument	20262880805
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MORROW ST, BOZEMAN, MT 59715-6196

Mortgage

Document Number	0002880805,
Date	Jul 2, 2026
Instrument	20262880805

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2056

Interest

Rate	6.53%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	405 MORROW ST, BOZEMAN, MT 59715-6196
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2708957
Date	Nov 16, 2020
Instrument	2708957

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 1, 2019
Property Address	405 MORROW ST, BOZEMAN, MT 59715-6196
Document Number	2663292
Map Reference	PL I-6
Instrument Date	Nov 1, 2019
Instrument	2663292
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 MORROW ST, BOZEMAN, MT 59715-6196

Mortgage

Document Number	2663293
Date	Nov 1, 2019
Instrument	2663293

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,935.00 (+1.77%)	$638,200 (-)	$638,200 (-) Land $294,014 Building $344,186
2025	$2,884.00 (-30.07%)	$638,200 (-0.34%)	$638,200 (-0.34%) Land $294,014 Building $344,186
2023	$4,124.00	$640,400	$640,400 Land $268,022 Building $372,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net.

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