389 Montecito Dr, Satellite Beach, FL 32937 Property Records

Brevard County property record for 389 Montecito Dr, Satellite Beach, FL 32937

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,778 sqft · built 2006
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$749,900 (May 2025)
Tax Bill$12,825 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN26-37-26-32-*-83

Property Details

APN / Parcel Number

Primary APN26-37-26-32-*-83
Alternative APNs
  • 26-37-26-32-00000.0-0083.00
  • 2629009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,778 sqft Living Area
Gross Area3,638 sqft
1st Floor Area1,734 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,098 sqft (0.14 acres)
Lot Width54 ft Width
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area340 sqft
Deck Area499 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2629009
Street Address389 MONTECITO DR
CitySATELLITE BEACH
StateFL
Zip32937-5706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMONTECITO PHASE 1A LOT 83
Legal Range37E
Legal Township26S
Legal Section26
Legal SubdivisionMONTECITO PHASE 1A
Legal Lot Number83
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1007
Census Tract66800

Owner

389 Montecito Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address389 MONTECITO DR, SATELLITE BEACH, FL 32937-5706
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on File
Deed SaleMay 19, 2025 · Amount on File
Prior SaleApr 30, 2020 · Amount on File
Deed Document Number202599516
Deed Book / Page10337 / 2418
Prior Transfer DateNov 14, 2017
Prior Transfer Doc2017237335
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 30, 2020
Property Address389 MONTECITO DR, SATELLITE BEACH, FL 32937-5706
Document Number0087310575
Book / Page8731 / 575
Map ReferenceMB 54 PG 40
Instrument DateApr 30, 2020
Instrument2020096373
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyAURORA T&E OF BREVARD INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address504 ISLAND CT, 504, INDIAN HARBOUR BEACH, FL 32937-4345

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 MONTECITO DR, SATELLITE BEACH, FL 32937-5706

Mortgage

Document Number87310576
DateApr 30, 2020
Instrument8731/0576
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateNov 15, 2017
Property Address389 MONTECITO DR, SATELLITE BEACH, FL 32937-5706
Document Number0080270801
Book / Page008027 / 000801
Instrument DateNov 14, 2017
Instrument237335
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address389 MONTECITO DR SATELLITE BEACH FL 329375706, SATELLITE BEACH, FL 32937-5706

Tax Assessment & Valuation

The 2025 property tax bill for 389 Montecito Dr was $12,825 with a homeowner's exemption, up 2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalitySatellite Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,320 (-15.69%)$577,250 (-1.09%)
2025$12,825.00 (+19.99%)$465,310$583,590
2024$10,688.00 (-5.32%)
2023$11,289.00 (+6.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$439,030 (+3%)$546,830 (+7.15%) Land $88,000 Building $458,830
2022$10,561.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$426,250$510,330 Land $88,000 Building $422,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 389 Montecito Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 107 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies186 units insured
incl. 79 condo units
Nearby Flood Claims10 (1994–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Montecito Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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