Monroe County property record for 409 Monroe St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 768 sqft Living Area |
| Lot Size | 11,027 sqft (0.25 acres) |
| Garage | 384 sqft |
| Last Sale | $127,500 (2021) |
| Tax Bill | $3,106.00 (2024) |
| Primary APN | 07-24-382-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 768 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Unfinished Basement | 768 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame Construction |
| Lot Area | 11,027 sqft (0.25 acres) |
| Depth X Width | 167 ft x 70 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 363 sqft Driveway |
| Garage Area | 384 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 409 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3A PAUTLER HEIGHTS #2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | PAUTLER HEIGHTS 2 |
| Legal Lot Number | 3A |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 31 |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-382-024-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1232 PALMER CREEK DR, COLUMBIA, IL 62236-2756 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on Record |
| Deed Sale | Mar 23, 2021 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 23, 2021 |
| Property Address | 409 MONROE ST, WATERLOO, IL 62298-1121 |
| Document Number | 0000415731 |
| Map Reference | MB A PG 193 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 415731 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1232 PALMER CREEK DR, COLUMBIA, IL 62236-2756 |
| Document Number | 0000415732 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 415732 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,430 (+26.67%) Land $16,560 Building $37,870 | $163,290 (+26.67%) Land $49,680 Building $113,610 | |
| 2024 | $3,106.00 | ||
| 2022 | $42,970 Land $15,250 Building $27,720 | $128,910 Land $45,750 Building $83,160 |
409 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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