404 Monroe St, Waterloo, IL 62298 Property Records

Monroe County property record for 404 Monroe St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,160 sqft · built 1955
Lot Size0.23 acres (9,889 sqft)
Owner2 Individual Names on File
Tax Bill$3,062 (2024)
Flood ZoneZone X (minimal risk)
APN07-24-383-014-000

Property Details

APN / Parcel Number

Primary APN07-24-383-014-000
Alternative APN
  • 07241830301400 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft
Basement Area1,160 sqft
Unfinished Basement1,160 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area9,889 sqft (0.23 acres)
Lot Dimensions159 ft deep x 60 ft wide
Garage Area493 sqft
DrivewayConcrete Driveway
Driveway Area371 sqft
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address404 MONROE ST
CityWATERLOO
StateIL
Zip62298-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 32A PAUTLER HEIGHTS #2
Legal Range10W
Legal Township02S
Legal Section24
Legal Lot Number32A
JurisdictionMONROE IL
Township / Civil Division31
Census Block Group3
Census Block3020
Census Tract600401

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 MONROE ST, WATERLOO, IL 62298-1120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,410 (+7.05%) Land $15,220 Building $44,190$178,230 (+7.05%) Land $45,660 Building $132,570
2024$3,062.00
2022Homeowner's exemption Additional exemption filed$55,500 Land $15,150 Building $40,350$166,500 Land $45,450 Building $121,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
HTC Holding
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Monroe St

Nearby Streets

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