409 Middlesex St, Norfolk, VA 23523 Property Records

Norfolk City property record for 409 Middlesex St, Norfolk, VA 23523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,502 sqft · built 2022
Lot Size	0.061 acres (2,666 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2022)
Tax Bill	$3,312 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2022 Sale + 1 more
APN	`22463900`

Property Details

APN / Parcel Number

Primary APN	`22463900`
Alternative APN	`496051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,502 sqft Living Area
Attic	Attic
Attic Area	751 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,666 sqft (0.061 acres)
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	409 MIDDLESEX ST
City	NORFOLK
State	VA
Zip	23523-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	305 26FT
Legal Subdivision	ATLANTIC IMPRO CO
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2011
Census Tract	5000

Owner

409 Middlesex St is owned and occupied by an individual who bought it in November 2022.

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 MIDDLESEX ST, NORFOLK, VA 23523-1646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage PLAINS COMMERCE BANK
Feb 11, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 6, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	202226306
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Nov 9, 2022
Property Address	409 MIDDLESEX ST, NORFOLK, VA 23523-1646
Document Number	0220026306
Instrument Date	Oct 3, 2022
Instrument	220026306
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MIDDLESEX ST, NORFOLK, VA 23523-1646

Mortgage

Document Number	0220026307
Date	Nov 9, 2022
Instrument	220026307

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 11, 2022
Property Address	409 MIDDLESEX ST, NORFOLK, VA 23523-1646
Document Number	0220003793
Instrument Date	Feb 10, 2022
Instrument	220003793
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1252 RICHMOND CRES, NORFOLK, VA 23508-1126

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jan 6, 2021
Property Address	409 MIDDLESEX ST, NORFOLK, VA 23523-1646
Document Number	0210000522
Instrument Date	Jan 5, 2021
Instrument	210000522
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RALEIGH AVE # 2, 2, NORFOLK, VA 23507-2015

Tax Assessment & Valuation

The 2026 property tax bill for 409 Middlesex St was $3,312, up 3.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,312.00 (+3.31%)	$265,000 (+1.65%) Land $31,800 Building $233,200	$265,000 (+1.65%) Land $31,800 Building $233,200
2025	$3,206.00	$260,700 Land $27,500 Building $233,200	$260,700 Land $27,500 Building $233,200
2023	$2,790.00	$223,200 Land $27,500 Building $195,700	$223,200 Land $27,500 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 Middlesex St; there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1999–2020)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Middlesex St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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