403 Middlesex St, Norfolk, VA 23523 Property Records

Norfolk City property record for 403 Middlesex St, Norfolk, VA 23523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,654 sqft · built 2017
Lot Size	0.062 acres (2,696 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2022)
Tax Bill	$3,473 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
APN	`09112100`

Property Details

APN / Parcel Number

Primary APN	`09112100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,654 sqft Living Area
Attic	Attic
Attic Area	827 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,696 sqft (0.062 acres)
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	403 MIDDLESEX ST
City	NORFOLK
State	VA
Zip	23523-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	308 26FT ATLANTIC IMP CO
Legal Subdivision	ATLANTIC IMPROVEMENT COMPANY
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2011
Census Tract	5000

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	915 E 26TH ST, NORFOLK, VA 23504-1831
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage CBM MORTGAGE INC
Apr 12, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Jan 6, 2017	Warranty Deed, Transfer PARTY III

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202221667
Prior Transfer Date	Oct 29, 2008
Prior Transfer Doc	0000029770
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 2, 2022
Property Address	403 MIDDLESEX ST, NORFOLK, VA 23523-1646
Document Number	0220021667
Instrument Date	Aug 26, 2022
Instrument	220021667
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E 26TH ST, NORFOLK, VA 23504-1831

Mortgage

Document Number	0220021668
Date	Sep 2, 2022
Instrument	220021668

Lender

Name	CBM MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 12, 2018
Property Address	403 MIDDLESEX ST, NORFOLK, VA 23523-1646
Document Number	0180007220
Instrument Date	Apr 6, 2018
Instrument	180007220
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MIDDLESEX ST, NORFOLK, VA 23523-1646

Mortgage

Document Number	0180007221
Date	Apr 12, 2018
Instrument	180007221

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jan 6, 2017
Property Address	403 MIDDLESEX ST, NORFOLK, VA 23523-1646
Document Number	0170000352
Instrument Date	Dec 30, 2016
Instrument	170000352
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MIDDLESEX ST, NORFOLK, VA 23523-1646

Mortgage

Document Number	0170000353
Date	Jan 6, 2017
Instrument	170000353

Lender

Name	PARTY III
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,473.00 (+3.21%)	$277,900 (+1.57%) Land $31,800 Building $246,100	$277,900 (+1.57%) Land $31,800 Building $246,100
2025	$3,365.00 (+16.72%)	$273,600 (+18.6%) Land $27,500 Building $246,100	$273,600 (+18.6%) Land $27,500 Building $246,100
2023	$2,883.00	$230,700 Land $27,500 Building $203,200	$230,700 Land $27,500 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1999–2020)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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