409 McClellan St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 409 McClellan St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	2,272 sqft Total Area
Lot Size	5,134 sqft (0.117 acres)
Occupancy	Owner Occupied
Last Sale	$65,500 (2002)
Tax Bill	$5,425.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.36-2-25`
Alternative APN	`150004903600020250000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,272 sqft Total Area
1st Floor	1,136 sqft 1st Floor
2nd Floor	1,136 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,134 sqft (0.117 acres)
Depth X Width	151 ft x 34 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Porch Area	400 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	409 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12304-1133
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	5
Census Block	5002
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.36-2-25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2002 · Amount on Record
Deed Sale	May 14, 2002 · Amount on Record
Prior Sale	Sep 01, 1995 · Amount on Record
Deed Book / Page	1623 / 923
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 21, 2019
Property Address	409 MCCLELLAN ST, SCHENECTADY, NY 12304-1133
Document Number	0000052827
Book / Page	002025 / 000286
Instrument Date	Nov 19, 2019
Instrument	52827
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MCCLELLAN ST SCHENECTADY NY 123041133, SCHENECTADY, NY 12304-1133

Mortgage

Document Number	52828
Date	Nov 21, 2019
Book Page	004955/000840
Instrument	52828

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,425.00 (+7.9%)	$89,400 (-) Land $13,400 Building $76,000	$148,038 (+30.82%) Land $22,189 Building $125,849
2023		$89,400 (-) Land $13,400 Building $76,000	$113,165 (+3.8%) Land $16,962 Building $96,203
2022		$89,400 Land $13,400 Building $76,000	$109,024 Land $16,341 Building $92,683
2021	$5,028.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.