Schenectady County and Schenectady City property record for 401 McClellan St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,260 sqft · built 1905 |
| Lot Size | 0.117 acres (5,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Mar 2012) |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.36-2-27 |
| Primary APN | 421500 49.36-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Total Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 1,130 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,134 sqft (0.117 acres) |
| Lot Dimensions | 151 ft deep x 34 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 362 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 MCCLELLAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1133 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.36-2-27
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MCCLELLAN ST, SCHENECTADY, NY 12304-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2012 · Amount on Record |
| Deed Sale | Mar 12, 2012 · Amount on Record |
| Prior Sale | Nov 29, 2011 · Amount on Record |
| Deed Document Number | 20129996 |
| Deed Book / Page | 1852 / 248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 401 MCCLELLAN ST, SCHENECTADY, NY 12304-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 MCCLELLAN ST, SCHENECTADY, NY 12304-1133 |
| Document Number | 0000052893 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 5261/713 |
| Instrument | 202252893 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 24, 2052 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,203.00 | $71,100 (-) Land $10,700 Building $60,400 | $117,735 (+30.82%) Land $17,718 Building $100,017 |
| 2023 | $71,100 Land $10,700 Building $60,400 | $90,000 Land $13,544 Building $76,456 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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