St. Louis County property record for 409 Main St S, Aurora, MN 55705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,282 sqft · built 1945 |
| Lot Size | 0.75 acres (32,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,000 (May 2021) |
| Tax Bill | $730 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-0080-00790 |
| Primary APN | 100-0080-00790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Gross Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 32,689 sqft (0.75 acres) |
| Garage Area | 432 sqft |
| Deck Area | 64 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1108687 |
|---|---|
| Street Address | 409 MAIN ST S |
| City | AURORA |
| State | MN |
| Zip | 55705-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 788.15 FT N OF AN IRON MONUMENT MARKINGTHE W SIDE OF VERMILION RD 389.26 FT E OF THESW COR OF SEC 10 AND EXTENDING WLY |
| Legal Range | 15W |
| Legal Township | 58N |
| Legal Section | 10 |
| Legal Subdivision | AURORA LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 13800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 MAIN ST S, AURORA, MN 55705-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 8, 2018 | Loan Modification, Mortgage · Conventional Mortgage EMBARRASS VERMILLION FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Oct 2, 2003 · Amount on Record |
| Deed Document Number | 20211413480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 11, 2021 |
| Property Address | 409 MAIN ST S, AURORA, MN 55705-1429 |
| Document Number | 0001413480 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 1413480 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 MAIN ST S, AURORA, MN 55705-1429 |
| Document Number | 0001413481 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 1413481 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 409 MAIN ST S, AURORA, MN 55705-1429 |
| Document Number | 00A1334750 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 MAIN ST S AURORA MN 557051429, AURORA, MN 55705-1429 |
| Document Number | 00A1334750 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | A1334750 |
| Name | EMBARRASS VERMILLION FCU |
|---|---|
| Type | Credit Union |
| Address | AURORA, MN 55705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 7% |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Aurora City |
| County | St. Louis County |
| County Subdivision | White Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730.00 (+9.28%) Homeowner's exemption | ||
| 2025 | $668.00 (-17.12%) Homeowner's exemption | $80,200 (-2.67%) Land $17,000 Building $63,200 | $80,200 (-2.67%) Land $17,000 Building $63,200 |
| 2024 | $806.00 | $82,400 (+17.38%) Land $14,400 Building $68,000 | $82,400 (+17.38%) Land $14,400 Building $68,000 |
| 2022 | $70,200 Land $14,400 Building $55,800 | $70,200 Land $14,400 Building $55,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Aurora serves 1,764 people · EPA ID MN1690002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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