402 Main St S, Aurora, MN 55705 Property Records

St. Louis County property record for 402 Main St S, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Feb 2015)
Tax Bill	$310 (2026)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`100-0080-00975`

Property Details

APN / Parcel Number

Primary APN	`100-0080-00975`
Alternative APN	`984398`

Interior

Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	528 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	984398
Street Address	402 MAIN ST S
City	AURORA
State	MN
Zip	55705-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 100 FT. OF PART OF W 1/2 OF SW 1/4BEG. 1188.74 FT. N. OF AN IRON MONUMENTMARKING THE E. SIDE OF VERMILLION RD.455.34 FT. E.
Legal Range	15W
Legal Township	58N
Legal Section	10
Legal Subdivision	AURORA LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	1
Census Block	1012
Census Tract	13800

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 MAIN ST S, AURORA, MN 55705-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2015 · Amount on Record
Deed Sale	Feb 13, 2015 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	20151255225
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	0001240349
Record Updated	Oct 29, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	402 MAIN ST S, AURORA, MN 55705-1430
Document Number	00A1376119
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 MAIN ST S AURORA MN 557051430, AURORA, MN 55705-1430

Mortgage

Document Number	00A1376119
Date	Mar 18, 2020
Instrument	A1376119

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 17, 2025

Interest

Rate	6%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$310.00 (+14.81%) Homeowner's exemption
2025	$270.00 (-33.82%) Homeowner's exemption	$52,500 (-4.02%) Land $7,900 Building $44,600	$52,500 (-4.02%) Land $7,900 Building $44,600
2024	$408.00	$54,700 (+22.92%) Land $6,700 Building $48,000	$54,700 (+22.92%) Land $6,700 Building $48,000
2022		$44,500 Land $6,700 Building $37,800	$44,500 Land $6,700 Building $37,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20