409 Main St, Olathe, CO 81425 Property Records

Montrose County property record for 409 Main St, Olathe, CO 81425

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2023)
Tax Bill	$714 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3723-103-47-008`

Property Details

APN / Parcel Number

Primary APN	`3723-103-47-008`
Alternative APN	`R0007059`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	780 sqft Heated Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Utility Building	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R0007059
Street Address	409 MAIN ST
City	OLATHE
State	CO
Zip	81425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: COLOROW TOWN COMPANYS SUBD OF THE TOWN OF OLATHE BLOCK: 11 LOT: 11 AND:- LOT: 12 E 15FT OF LT 11 S: 10 T: 50 R: 10
Legal Range	10
Legal Township	50
Legal Section	10
Legal Subdivision	COLOROW TOWN COMPANYS SUBD
Legal Block	11
Legal Lot Number	11
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2044
Census Tract	966202

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 863, OLATHE, CO 81425-0863
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE CAPITAL BANK SSB
Nov 5, 2021	Intrafamily Transfer, Transfer
Nov 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Apr 2, 2003 · Amount on Record
Deed Document Number	2023965785
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	943351
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Oct 2, 2023
Property Address	409 MAIN ST, OLATHE, CO 81425
Document Number	0000965785
Instrument Date	Sep 29, 2023
Instrument	965785
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 MAIN ST, OLATHE, CO 81425

Mortgage

Document Number	0000965786
Date	Oct 2, 2023
Instrument	965786

Lender

Name	CORNERSTONE CAPITAL BANK SSB
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Nov 5, 2021
Property Address	409 MAIN ST, OLATHE, CO 81425
Document Number	943351
Instrument Date	Nov 5, 2021
Instrument	943351
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 618, OLATHE, CO 81425-0618

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Nov 6, 2018
Property Address	409 MAIN ST, OLATHE, CO 81425
Document Number	902757
Instrument Date	Oct 24, 2018
Instrument	902757
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 618, OLATHE, CO 81425-0618

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Olathe Town
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (+85.45%)	$9,980 (+104.93%)	$141,590 (+94.76%) Land $40,120 Building $101,470
2024	$385.00 (+3.22%)	$4,870 (-45.16%) Land $1,460 Building $3,410
2023	$373.00	$8,880 Land $2,660 Building $6,220	$72,700 Land $21,780 Building $50,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OLATHE serves 3,015 people · EPA ID CO0143582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Spectrum.

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