401 Main St, Olathe, CO 81425 Property Records

Montrose County property record for 401 Main St, Olathe, CO 81425

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1898
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2019)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3723-103-47-007`

Property Details

APN / Parcel Number

Primary APN	`3723-103-47-007`
Alternative APN	`R0007058`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,240 sqft Heated Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1935
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0007058
Street Address	401 MAIN ST
City	OLATHE
State	CO
Zip	81425-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: COLOROW TOWN COMPANYS SUBD OF THE TOWN OF OLATHE BLOCK: 11 LOT: 9 THRU:- LOT: 11 WLY 10 FT OF LT 11 S: 10 T: 50 R: 10
Legal Range	10
Legal Township	50
Legal Section	10
Legal Subdivision	COLOROW TOWN COMPANYS SUBD
Legal Block	11
Legal Lot Number	11
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2044
Census Tract	966202

Owner

Source: Montrose County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1594, OLATHE, CO 81425-1602
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Jan 23, 2019	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC
May 10, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	Sep 29, 2003 · Amount on Record
Deed Document Number	2019905122
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	896828
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Recording Date	Jul 30, 2026
Property Address	401 MAIN ST, OLATHE, CO 81425-5068
Document Number	0000993158
Instrument Date	Jul 23, 2026
Instrument	2026993158
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAIN ST, OLATHE, CO 81425-5068

Mortgage

Document Number	0000993158,
Date	Jul 30, 2026
Instrument	2026993158

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	401 MAIN ST, OLATHE, CO 81425
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	936982
Date	Jun 9, 2021
Instrument	936982

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 23, 2019
Property Address	401 MAIN ST, OLATHE, CO 81425
Document Number	905122
Instrument Date	Jan 22, 2019
Instrument	905122
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MAIN ST, OLATHE, CO 81425

Mortgage

Document Number	905123
Date	Jan 23, 2019
Instrument	905123

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	905124
Date	Jan 23, 2019
Instrument	905124

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	May 10, 2018
Property Address	401 MAIN ST, OLATHE, CO 81425
Document Number	896828
Instrument Date	Mar 22, 2018
Instrument	896828
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5101 HOLZMAN AVE, CHOCTAW, OK 73020-5536

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Olathe Town
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (+45.06%)	$15,400 (+60.58%)	$218,430 (+52.69%) Land $47,200 Building $171,230
2024	$759.00 (+3.27%)	$9,590 (-30.36%) Land $2,180 Building $7,410
2023	$735.00	$13,770 Land $3,130 Building $10,640	$143,050 Land $32,500 Building $110,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OLATHE serves 3,015 people · EPA ID CO0143582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Spectrum.

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