409 Macarthur Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 409 Macarthur Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,987 sqft · built 1956
Lot Size	0.122 acres (5,297 sqft)
Owner	2 Individual Names on File
Last Sale	$611,000 (Feb 2023)
Tax Bill	$9,776 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00216-08-00166`

Property Details

APN / Parcel Number

Primary APN	`21-00216-08-00166`
Alternative APNs	`2100216000800166` `006231`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,987 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,297 sqft (0.122 acres)
Lot Dimensions	105 ft deep x 50 ft wide

Location & Zoning

Account Number	006231
Street Address	409 MACARTHUR AVE
City	GARFIELD
State	NJ
Zip	07026-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5297 SF
Legal Block	216
Legal Lot Number	166
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2002
Census Tract	21400

Owner

409 Macarthur Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 MACARTHUR AVE, GARFIELD, NJ 07026-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Jun 20, 1986 · Amount on File
Deed Document Number	202315346
Deed Book / Page	4941 / 847
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 27, 2023
Property Address	409 MACARTHUR AVE, GARFIELD, NJ 07026-1105
Document Number	0049410847
Book / Page	4941 / 847
Instrument Date	Feb 15, 2023
Instrument	2023015346
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,301.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 MACARTHUR AVE, GARFIELD, NJ 07026-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MACARTHUR AVE, GARFIELD, NJ 07026-1105

Mortgage

Document Number	2023015347
Date	Feb 27, 2023
Instrument	2023015347

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 409 Macarthur Ave was $9,776, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,000 (-) Land $126,500 Building $154,500	$281,000 (-) Land $126,500 Building $154,500
2025	$9,776.00 (+4.26%)	$281,000 Land $126,500 Building $154,500	$281,000 Land $126,500 Building $154,500
2024	$9,377.00
2023		$281,000 Land $126,500 Building $154,500	$281,000 Land $126,500 Building $154,500
2022	$8,764.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Macarthur Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Macarthur Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20