Bergen County and Garfield City property record for 407 Macarthur Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 2,946 sqft · built 2008 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jun 2016) |
| Tax Bill | $17,826 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00216-08-00168 |
| Primary APN | 21-00216-08-00168 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,946 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Account Number | 006232 |
|---|---|
| Street Address | 407 MACARTHUR AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5269 SF 169 |
| Legal Subdivision | NEW YORK & NEW JERSEY REAL EST |
| Legal Block | 216 |
| Legal Lot Number | 168 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21400 |
407 Macarthur Ave is owned and occupied by two individuals who bought it in June 2016.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 MACARTHUR AVE, GARFIELD, NJ 07026-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on File |
| Deed Sale | Jun 23, 2016 · Amount on File |
| Prior Sale | Aug 18, 2006 · Amount on File |
| Deed Document Number | 201646976 |
| Deed Book / Page | 2297 / 807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 407 MACARTHUR AVE, GARFIELD, NJ 07026-1105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039841395 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 3984/1395 |
| Instrument | 2021027647 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 407 MACARTHUR AVE, GARFIELD, NJ 07026-1105 |
| Document Number | 0032920046 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 407 MACARTHUR AVE GARFIELD NJ 070261105, GARFIELD, NJ 07026-1105 |
| Document Number | 0032920046 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 003292/000046 |
| Instrument | 44639 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 10, 2034 |
The 2025 property tax bill for 407 Macarthur Ave was $17,826, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,400 (-) Land $126,300 Building $386,100 | $512,400 (-) Land $126,300 Building $386,100 | |
| 2025 | $17,826.00 (+4.26%) | $512,400 Land $126,300 Building $386,100 | $512,400 Land $126,300 Building $386,100 |
| 2024 | $17,098.00 | ||
| 2023 | $512,400 Land $126,300 Building $386,100 | $512,400 Land $126,300 Building $386,100 | |
| 2022 | $15,981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Macarthur Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Macarthur Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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